147 Linden St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 147 Linden St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,308 sqft · built 1920
Lot Size	0.108 acres (4,719 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Feb 2026)
Tax Bill	$5,601 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.52-3-46`

Property Details

APN / Parcel Number

Primary APN	`421500 49.52-3-46`
Alternative APN	`150004905200030460000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,308 sqft Total Area
1st Floor Area	1,154 sqft
2nd Floor Area	1,154 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	4,719 sqft (0.108 acres)
Lot Dimensions	143 ft deep x 33 ft wide
Porch	Slab
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	147 LINDEN ST
City	SCHENECTADY
State	NY
Zip	12304-1226
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	46.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5007
Census Tract	20700

Owner

147 Linden St, a duplex, is owned by two individuals who bought it in February 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10444 129TH ST, SOUTH RICHMOND HILL, NY 11419-3016
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Feb 9, 2026	Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Nov 26, 2024	Deed, Transfer EFN PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Nov 26, 2024 · Amount on File
Deed Document Number	20262815
Deed Book / Page	2165 / 990
Prior Transfer Date	Jul 17, 2000
Prior Transfer Doc	1582000864
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	147 LINDEN ST, SCHENECTADY, NY 12304-1226
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 BOSTONIAN DR, SCHENECTADY, NY 12306-7056
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018434
Date	Jul 31, 2025
Instrument	202518434

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 9, 2026
Property Address	147 LINDEN ST, SCHENECTADY, NY 12304-1226
Document Number	0000002815
Instrument Date	Jan 26, 2026
Instrument	202602815
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 220, GUILDERLAND CENTER, NY 12085-0220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10444 129TH ST, SOUTH RICHMOND HILL, NY 11419-3016

Mortgage

Document Number	0000002816
Date	Feb 9, 2026
Instrument	202602816

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 26, 2024
Property Address	147 LINDEN ST, SCHENECTADY, NY 12304-1226
Document Number	0000071368
Book / Page	2142 / 821
Instrument Date	Nov 20, 2024
Instrument	202471368
Transaction Type	Transfer
Record Updated	Dec 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1197 HILLSIDE AVE # AVEC73, AVEC73, NISKAYUNA, NY 12309-3539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 220, GUILDERLAND CENTER, NY 12085-0220

Mortgage

Document Number	0000071369
Date	Nov 26, 2024
Book Page	5413/433
Instrument	202471369

Lender

Name	EFN PROPERTIES LLC
Type	Non-Lending Institution
Address	ALBANY, NY 12205

Agreement

Amount	Amount on Record
Term	14 Months
Due	Dec 31, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 147 Linden St was $5,601, up 20.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,601.00 (+20.48%)
2025	$4,649.00	$82,000 (-) Land $12,300 Building $69,700	$135,784 (+13.35%) Land $20,368 Building $115,416
2024		$82,000 (-) Land $12,300 Building $69,700	$119,795 (+15.41%) Land $17,969 Building $101,826
2023		$82,000 (-) Land $12,300 Building $69,700	$103,797 (+3.8%) Land $15,570 Building $88,227
2022		$82,000 Land $12,300 Building $69,700	$100,000 Land $15,000 Building $85,000
2021	$4,117.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 147 Linden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 147 Linden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Linden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures