147 Jerome Ave, Jerome, PA 15937 Property Records

Somerset County property record for 147 Jerome Ave, Jerome, PA 15937

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,666 sqft · built 1904
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on Record
Tax Bill	$864 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S12-028-124-000`

Property Details

APN / Parcel Number

Primary APN	`S12-028-124-000`
Alternative APNs	`S12-028-124-00` `120027000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	13,591 sqft (0.312 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	120027000
Street Address	147 JEROME AVE
City	JEROME
State	PA
Zip	15937-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 211 BNG 0.3124 A 1 1/2 STY FR & ALUM HO GRG
Legal Lot Number	211
Jurisdiction	SOMERSET PA
Township / Civil Division	CONEMAUGH
Census Block Group	4
Census Block	4000
Census Tract	20102

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 JEROME AVE, JEROME, PA 15937-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Jun 7, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMONWEALTH BANK
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Recording Date	May 28, 2026
Property Address	147 JEROME AVE, JEROME, PA 15937-1123
Document Number	0000003807
Book / Page	3192 / 217
Instrument Date	May 14, 2026
Instrument	20263807
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003807,
Date	May 28, 2026
Book Page	3192/217
Instrument	20263807

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Recording Date	May 27, 2026
Property Address	147 JEROME AVE, JEROME, PA 15937-1123
Document Number	0000003770
Book / Page	3191 / 1056
Instrument Date	May 14, 2026
Instrument	20263770
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003770,
Date	May 27, 2026
Book Page	3191/1056
Instrument	20263770

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	147 JEROME AVE, JEROME, PA 15937-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2697/0946
Date	Jun 7, 2018
Book Page	2697/0946
Instrument	2018004120

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	HOLLSOPPLE, PA 15935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	83 Months
Due	May 30, 2025

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	147 JEROME AVE, JEROME, PA 15937-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 JEROME AVE, JEROME, PA 15937-1123

Mortgage

Document Number	2745/0225
Date	Apr 11, 2019
Book Page	2745/0225
Instrument	2019002290

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	HOLLSOPPLE, PA 15935

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Conemaugh Township
Unified School District	Conemaugh Township Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$864.00 (+7.46%) Homeowner's exemption	$15,760 (-)
2024	$804.00 (+3.47%)	$15,760 (-)
2023	$777.00	$15,760
1998			$31,500 Land $7,310 Building $24,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2024)
Most Recent Claim	Oct 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONEMAUGH TWP MUNI AUTH serves 7,800 people · EPA ID PA4560048
Water Source	Surface water
Last State Inspection	May 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	76 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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