147 Holly Ridge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 147 Holly Ridge Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 1994
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Sep 2026)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458003022266000`

Property Details

APN / Parcel Number

Primary APN	`458003022266000`
Alternative APNs	`53387` `60582`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	3,198 sqft
1st Floor Area	1,008 sqft
Upper Floors Area	392 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	140,699 sqft (3.23 acres)
Lot Dimensions	384 ft deep x 135 ft wide
Porch	Patio
Porch Area	360 sqft
Deck Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60582
Street Address	147 HOLLY RIDGE LN
City	MURPHY
State	NC
Zip	28906-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 HOLLY GROVE 1666/99 1669/217
Legal Subdivision	HOLLY GROVE SUBDIVISION
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2001
Census Tract	930502

Owner

Source: Cherokee County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 HOLLY RIDGE LN, MURPHY, NC 28906-2315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE CORPORATION
Jul 14, 2023	Deed, Transfer
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	20265046
Deed Book / Page	1810 / 1389
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 29, 2026
Property Address	147 HOLLY RIDGE LN, MURPHY, NC 28906-2315
Document Number	0000005046
Book / Page	1810 / 1389
Instrument Date	Sep 25, 2026
Instrument	20265046
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56,156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 HOLLY RIDGE LN, MURPHY, NC 28906-2315

Mortgage

Document Number	0000005047,
Date	Sep 29, 2026
Instrument	20265047

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 14, 2023
Property Address	147 HOLLY RIDGE LN, MURPHY, NC 28906-2315
Document Number	001738/764
Book / Page	1738 / 764
Instrument Date	Jul 13, 2023
Instrument	3428
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 HOLLY RIDGE LN, MURPHY, NC 28906-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 RIVERSIDE RIDGE RD, TARPON SPNGS, FL 34688-8803

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 1, 2020
Property Address	147 HOLLY RIDGE LN, MURPHY, NC 28906-2315
Document Number	0001666/99
Book / Page	1666 / 99
Instrument Date	Nov 24, 2020
Instrument	7346
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 HOLLY RIDGE LN, 147, MURPHY, NC 28906-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 RIVERSIDE RIDGE RD, TARPON SPRINGS, FL 34688-8803

Mortgage

Document Number	0001666111
Date	Dec 1, 2020
Instrument	1666/111

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+0.99%)	$142,500 (-)	$142,500 (-) Land $30,000 Building $112,500
2023		$142,500 (-)	$142,500 (-) Land $30,000 Building $112,500
2022	$1,014.00	$142,500	$142,500 Land $30,000 Building $112,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, RiverStreet Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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