147 Helton Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 147 Helton Ln, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1977
Lot Size	48.2 acres (2,101,334 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Dec 2025)
Tax Bill	$2,647 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P53-34`

Property Details

APN / Parcel Number

Primary APN	`P53-34`
Alternative APN	`8148`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,288 sqft Finished Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Metal
Lot Area	2,101,334 sqft (48.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8148
Street Address	147 HELTON LN
City	MILL SPRING
State	NC
Zip	28756-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	500, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3029
Census Tract	920201

Owner

Source: Polk County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 HELTON LN, MILL SPRING, NC 28756-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jan 29, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	May 18, 2001
Deed Book / Page	496 / 623
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Sep 24, 2026
Property Address	147 HELTON LN, MILL SPRING, NC 28756-3611
Document Number	0502001278
Book / Page	502 / 1278
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 HELTON LN, MILL SPRING, NC 28756-3611

Mortgage

Document Number	0502001278,
Date	Sep 24, 2026
Book Page	502/1278

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2036

Interest

Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 9, 2025
Property Address	147 HELTON LN, MILL SPRING, NC 28756-3611
Document Number	000496/623
Book / Page	496 / 623
Map Reference	MB G PG 506
Instrument Date	Dec 5, 2025
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 WEST MILLS STREET, MILL SPRING, NC 28756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 HELTON LANE #303 # 303, 303, COLUMBUS, NC 28722

Mortgage

Document Number	0000496626
Date	Dec 9, 2025
Instrument	496/626

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jan 29, 2024
Property Address	147 HELTON LN, MILL SPRING, NC 28756-3611
Document Number	000483/351
Book / Page	483 / 351
Map Reference	MB G PG 506
Instrument Date	Jan 26, 2024
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 HELTON LN, MILL SPRING, NC 28756-3611

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,647.00 (+307.86%)	$527,066 (+307.45%) Land $461,970 Building $65,096	$527,066 (-3.89%) Land $461,970 Building $65,096
2025	$649.00 (-58.16%)	$129,356 (-46.42%) Land $42,951 Building $86,405	$548,375 (+17.6%) Land $461,970 Building $86,405
2023	$1,551.00	$241,427 Land $57,657 Building $183,770
2021			$466,320 Land $282,550 Building $183,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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