147 Hedgeline Dr, Troy, NC 27371 Property Records

Montgomery County property record for 147 Hedgeline Dr, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,016 sqft · built 2006
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2025)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6588 11 66 9901`

Property Details

APN / Parcel Number

Primary APN	`6588 11 66 9901`
Alternative APNs	`1476400` `1490885`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,016 sqft Finished Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	41,382 sqft (0.95 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Geothermal

Location & Zoning

Account Number	1490885
Street Address	147 HEDGELINE DR
City	TROY
State	NC
Zip	27371-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	CAROLINA FOREST LOT 384 CAROLINA FOR #384
Legal Subdivision	CAROLINA FOREST
Legal Lot Number	384
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1033
Census Tract	960301

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 HEDGELINE DR, TROY, NC 27371-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Apr 21, 2015 · Amount on Record
Deed Document Number	2025388831
Deed Book / Page	974 / 886
Prior Transfer Date	Jun 27, 2014
Prior Transfer Doc	737/656
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	147 HEDGELINE DR, TROY, NC 27371-9708
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00802/0227
Date	Jan 12, 2018
Book Page	0802/0227
Instrument	353255

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	147 HEDGELINE DR, TROY, NC 27371-9708
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000879/572
Date	Aug 2, 2021
Book Page	879/572
Instrument	369491

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Dec 3, 2025
Property Address	147 HEDGELINE DR, TROY, NC 27371-9708
Document Number	000974/886
Book / Page	974 / 886
Map Reference	CAB A SL 599
Instrument Date	Dec 3, 2025
Instrument	388831
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 HEDGELINE DR, TROY, NC 27371-9708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 HEDGELINE DR, TROY, NC 27371-9708

Mortgage

Document Number	0000388832
Date	Dec 3, 2025
Instrument	388832

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,072 (-) Land $14,250 Building $171,822	$186,072 (-) Land $14,250 Building $171,822
2025	$1,144.00	$186,072 (-) Land $14,250 Building $171,822	$186,072 (-) Land $14,250 Building $171,822
2023		$186,072 Land $14,250 Building $171,822	$186,072 Land $14,250 Building $171,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only)

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