147 Harbor Ct, Douglas, MI 49406 Property Records

Allegan County property record for 147 Harbor Ct, Douglas, MI 49406

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,664 sqft · built 1986
Lot Size	10.9 acres (476,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Feb 1997)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`59-800-013-00`

Property Details

APN / Parcel Number

Primary APN	`59-800-013-00`
Alternative APN	`03-59-800-013-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,334 sqft
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	476,150 sqft (10.9 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	147 HARBOR CT
City	DOUGLAS
State	MI
Zip	49406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 HBR RE
Legal Description	UNIT 13 BLDG 4 TOWER HARBOR CONDOMINIUM SEC 16 T3N R16W (84)
Legal Range	16W
Legal Township	03N
Legal Section	16
Legal Subdivision	HARBOR CONDOMINIUM
Legal Unit	13
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2007
Census Tract	30802

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 968, SAUGATUCK, MI 49453-0968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 1997 · Amount on Record
Deed Sale	Feb 20, 1997 · Amount on Record
Prior Sale	Apr 15, 1994 · Amount on Record
Deed Document Number	19971
Deed Book / Page	1628 / 697
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Aug 10, 2026
Property Address	147 HARBOR CT, DOUGLAS, MI 49406
Document Number	0000013362
Book / Page	5164 / 1
Instrument Date	Aug 4, 2026
Instrument	202613362
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	147 FERRY ST, DOUGLAS, MI 49406-5289

Mortgage

Document Number	0000013362,
Date	Aug 10, 2026
Book Page	5164/1
Instrument	202613362

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	147 HARBOR CT, DOUGLAS, MI 49406
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004277/086
Date	Aug 30, 2018
Book Page	4277/086

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	147 HARBOR CT, DOUGLAS, MI 49406
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004407/276
Date	Dec 2, 2019
Book Page	4407/276

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2039

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	147 HARBOR CT, DOUGLAS, MI 49406
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 FERRY ST 13, 13, DOUGLAS, MI 49406-5289

Mortgage

Document Number	004711/114
Date	Dec 21, 2021
Book Page	4711/114

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 10, 2022
Property Address	147 HARBOR CT, DOUGLAS, MI 49406
Document Number	004738/198
Book / Page	4738 / 198
Instrument Date	Feb 18, 2022
Instrument	2022004820
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	147 FERRY ST, DOUGLAS, MI 49406-5289
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,900 (+23.84%) Land $45,000 Building $204,900	$499,800 (+23.84%) Land $90,000 Building $409,800
2025	$5,186.00 (+26%)
2023		$201,800 Land $30,000 Building $171,800	$403,600 Land $60,000 Building $343,600
2020	$4,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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