Bergen County and Garfield City property record for 147 Frederick St, Garfield, NJ 07026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Company Name on File |
| Tax Bill | $19,858 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21 00063-0000-00021 |
| Primary APN | 21 00063-0000-00021 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Lot Area | 2,500 sqft (0.057 acres) |
| Account Number | 001333 |
|---|---|
| Street Address | 147 FREDERICK ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-1514 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R2 |
| Legal Description | 2500 SF CONSOL FOR 24 |
| Legal Block | 63 |
| Legal Lot Number | 21.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21500 |
147 Frederick St, a commercial property, is owned by a company.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 147 FREDERICK ST, GARFIELD, NJ 07026-1514 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 147 FREDERICK ST, GARFIELD, NJ 07026-1514 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 589 EDER AVE, FRANKLIN LAKES, NJ 07417-3011 |
| Document Number | 0056391222 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 5639/1222 |
| Instrument | 2025075489 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85207 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 147 Frederick St was $19,858, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,800 (-) Land $125,900 Building $444,900 | $570,800 (-) Land $125,900 Building $444,900 | |
| 2025 | $19,858.00 (+4.26%) | $570,800 Land $125,900 Building $444,900 | $570,800 Land $125,900 Building $444,900 |
| 2024 | $19,047.00 | ||
| 2023 | $532,400 Land $87,500 Building $444,900 | $532,400 Land $87,500 Building $444,900 | |
| 2022 | $16,605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Frederick St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 147 Frederick St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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