Adair County property record for 147 Flat Rock Rd, Breeding, KY 42715
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Sep 2016) |
| Tax Bill | $366 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-01-00-026.04 |
| Primary APN | 017-01-00-026.04 |
|---|---|
| Alternative APN |
|
| Lot Area | 59,242 sqft (1.36 acres) |
|---|
| Account Number | 20457 |
|---|---|
| Street Address | 147 FLAT ROCK RD |
| City | BREEDING |
| State | KY |
| Zip | 42715-8410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.36 ACRES+HOUSE |
| Jurisdiction | ADAIR KY |
| Township / Civil Division | GRADYVILLE |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 970500 |
Source: Adair County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 147 FLAT ROCK RD, BREEDING, KY 42715-8410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on Record |
| Deed Sale | Sep 23, 2016 · Amount on Record |
| Deed Book / Page | 340 / 779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR KY |
| Property Address | 147 FLAT ROCK RD, BREEDING, KY 42715-8410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 350/498 |
|---|---|
| Date | Feb 20, 2017 |
| Book Page | 350/498 |
| Name | FIRST & FARMERS NATIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | BURKESVILLE, KY 42717 |
| Type | Line of Credit |
|---|---|
| Term | 120 Months |
| Due | Feb 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Adair County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Adair County |
| Unified School District | Adair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,000 (-) Land $2,000 Building $28,000 | $30,000 (-) Land $2,000 Building $28,000 | |
| 2025 | $366.00 (+0.27%) | $30,000 (-) Land $2,000 Building $28,000 | $30,000 (-) Land $2,000 Building $28,000 |
| 2023 | $365.00 | $30,000 Land $2,000 Building $28,000 | $30,000 Land $2,000 Building $28,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DuoBroadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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