147 Enchanted Way, San Ramon, CA 94583 Property Records

Contra Costa County property record for 147 Enchanted Way, San Ramon, CA 94583

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,788 sqft · built 1996
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,165 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-820-044-3`

Property Details

APN / Parcel Number

Primary APN	`209-820-044-3`
Alternative APN	`209-820-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	779 sqft
2nd Floor Area	1,009 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Lot Area	2,700 sqft (0.062 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	147 ENCHANTED WAY
City	SAN RAMON
State	CA
Zip	94583-1266
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	A-O/S-2
Legal Description	T7855 L44
Legal Subdivision	SUBDIVISION 7855
Legal Tract	7855
Legal Lot Number	44
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	345206

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 ENCHANTED WAY, SAN RAMON, CA 94583-1266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA
Nov 20, 2019	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS
Apr 28, 2017	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019
Deed Sale	Nov 20, 2019
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	2019208111
Prior Transfer Date	Nov 5, 2019
Prior Transfer Doc	0000208111
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	147 ENCHANTED WAY, SAN RAMON, CA 94583-1266
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 ENCHANTED WAY, SAN RAMON, CA 94583-1266

Mortgage

Document Number	0000098226
Date	Apr 1, 2021
Instrument	2021-098226

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 20, 2019
Property Address	147 ENCHANTED WAY, SAN RAMON, CA 94583-1266
Document Number	0000208111
Instrument Date	Nov 5, 2019
Instrument	208111
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	147 ENCHANTED WAY SAN RAMON CA 945831266, SAN RAMON, CA 94583-1266

Mortgage

Document Number	208112
Date	Nov 20, 2019
Instrument	208112

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 28, 2017
Property Address	147 ENCHANTED WAY, SAN RAMON, CA 94583-1266
Document Number	0000073943
Map Reference	MB379 PG34
Instrument Date	Apr 20, 2017
Instrument	2017-073943
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	147 ENCHANTED WAY, SAN RAMON, CA 94583-1266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073944
Date	Apr 28, 2017
Instrument	2017-073944

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$961,828 (+2%) Land $692,517 Building $269,311
2025	$11,165.00 (+3.81%) Homeowner's exemption	$942,970 (+4.04%) Land $678,939 Building $264,031
2023	$10,755.00 (+0.77%) Homeowner's exemption	$906,355 Land $652,576 Building $253,779
2022	$10,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile.

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