147 E Terrill Creek Rd, Billings, MO 65610 Property Records

Christian County property record for 147 E Terrill Creek Rd, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,057 sqft · built 1954
Lot Size	0.597 acres (26,000 sqft)
Owner	2 Individual Names on File
Last Sale	$240,488 (Nov 2025)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-0.2-3-3-6-14`

Property Details

APN / Parcel Number

Primary APN	`8-0.2-3-3-6-14`
Alternative APN	`08-0.2-03-003-006-014.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	2,057 sqft Living Area
1st Floor Area	2,057 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,000 sqft (0.597 acres)
Lot Dimensions	208 ft deep x 125 ft wide
Garage Area	1,122 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	147 E TERRILL CREEK RD
City	BILLINGS
State	MO
Zip	65610-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 15 N & 670 W OF SEC OF SE1/4 OF SW1/4, TH W 208, W 125, S 208 & E 125 TO BEG
Legal Range	24W
Legal Township	27N
Legal Section	03
Legal Subdivision	BILLINGS, CITY OF IN
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST POLK
Census Block Group	1
Census Block	1027
Census Tract	20101

Owner

147 E Terrill Creek Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Christian County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 10, 2022	Deed of Trust, Mortgage · Closed-End Mortgage FIRST INTERSTATE BANK
Nov 12, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 28, 2020	Warranty Deed, Transfer · Line of Credit PEOPLES COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Oct 28, 2020 · Amount on File
Deed Document Number	202513289
Deed Book / Page	2025 / 13126
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576

Mortgage

Document Number	0202209410
Date	Jun 22, 2022
Book Page	2022/9410
Instrument	2022L09508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576

Mortgage

Document Number	0202206909
Date	May 10, 2022
Book Page	2022/6909
Instrument	2022L06978

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	AURORA, MO 65605

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	5 Months
Due	Oct 28, 2022

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 12, 2025
Property Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576
Document Number	0202513126
Book / Page	2025 / 13126
Instrument Date	Nov 7, 2025
Instrument	2025L13289
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576

Mortgage

Document Number	0202513127
Date	Nov 12, 2025
Book Page	2025/13127
Instrument	2025L13290

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 28, 2020
Property Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576
Document Number	0202017971
Book / Page	2020 / 17971
Instrument Date	Oct 25, 2020
Instrument	2020L18141
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	WACO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E TERRILL CREEK RD, BILLINGS, MO 65610-9576

Mortgage

Document Number	2020L18142
Date	Oct 28, 2020
Instrument	2020L18142

Lender

Name	PEOPLES COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 147 E Terrill Creek Rd was $1,573.

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Billings City
Unified School District	Billings R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00	$25,040 (+6.55%)	$131,800 Land $18,000 Building $113,800
2024		$23,500 (-)
2023		$23,500	$123,700 Land $18,000 Building $105,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 147 E Terrill Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 E Terrill Creek Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS PWS serves 1,035 people · EPA ID MO5010071
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Total HighSpeed Internet Solutions.

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