147 E Mountain Rd S, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 147 E Mountain Rd S, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,008 sqft · built 1982
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2012)
Tax Bill	$12,512 (2024)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`372689 28.-1-11`

Property Details

APN / Parcel Number

Primary APN	`372689 28.-1-11`
Alternative APN	`268902800000010110000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2020
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	61,420 sqft (1.41 acres)
Lot Width	124 ft Width
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	147 E MOUNTAIN RD S
City	COLD SPRING
State	NY
Zip	10516-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LAND & RESIDENCE
Legal Block	1
Legal Lot Number	11.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3008
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2012 · Amount on Record
Deed Sale	Jul 25, 2012 · Amount on Record
Prior Sale	May 2, 1995 · Amount on Record
Deed Document Number	20121501207
Deed Book / Page	1902 / 43
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813

Mortgage

Document Number	0078260085
Date	Nov 6, 2023
Book Page	7826/85
Instrument	2023125225

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813

Mortgage

Document Number	0075770175
Date	Feb 3, 2022
Book Page	7577/175
Instrument	1261-2022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813

Mortgage

Document Number	0075770198
Date	Feb 3, 2022
Book Page	7577/198
Instrument	1262-2022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Dec 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813

Mortgage

Document Number	0074800236
Date	Oct 6, 2021
Book Page	7480/236
Instrument	11761-2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	167 Months
Due	Sep 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E MOUNTAIN RD S, COLD SPRING, NY 10516-3813

Mortgage

Document Number	0074800213
Date	Oct 6, 2021
Book Page	7480/213
Instrument	11760-2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	167 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,900 (-) Land $56,900 Building $159,000	$703,945 (+14.84%)
2024	$12,512.00
2023		$215,900 (+10.21%) Land $56,900 Building $159,000	$613,004 (+23.13%) Land $161,556 Building $451,448
2022		$195,900 Land $56,900 Building $139,000	$497,840 Land $144,600 Building $353,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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