147 E Main St, Norwich, NY 13815 Property Records

Chenango County and Norwich City property record for 147 E Main St, Norwich, NY 13815

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,876 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Mar 2003)
Tax Bill	$4,186 (2026)
Deeds & Mortgages	Sep 2021 Refinance Mar 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`081100 136.51-1-48`

Property Details

APN / Parcel Number

Primary APN	`081100 136.51-1-48`
Alternative APNs	`110013651000010480000000` `0281135`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,876 sqft Total Area
1st Floor Area	1,938 sqft
2nd Floor Area	1,938 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	245 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	365 sqft
Shed	1 Shed
Shed Area	35 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0281135
Street Address	147 E MAIN ST
City	NORWICH
State	NY
Zip	13815-1521
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	CHENANGO NY
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2009
Census Tract	970400

Owner

Source: Chenango County and Norwich City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 E MAIN ST, NORWICH, NY 13815-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GHS FCU
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit GHS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2003 · Amount on Record
Deed Sale	Mar 3, 2003 · Amount on Record
Prior Sale	Oct 9, 1996 · Amount on Record
Deed Book / Page	20030 / 371
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	147 E MAIN ST, NORWICH, NY 13815-1521
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000002207
Date	Sep 14, 2021
Instrument	20210-00002207

Lender

Name	GHS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	147 E MAIN ST, NORWICH, NY 13815-1521
Document Number	000000M634
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 E MAIN ST NORWICH NY 138151521, NORWICH, NY 13815-1521

Mortgage

Document Number	000000M634
Date	Apr 2, 2018
Instrument	M634

Lender

Name	GHS FCU
Type	Credit Union
Address	BINGHAMTON, NY 13905

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chenango County and Norwich City assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
Municipality	Norwich City
Unified School District	Norwich City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,186.00 (+0.53%) Homeowner's exemption
2025	$4,164.00	$57,300 (-) Land $6,200 Building $51,100	$124,565 (+10.87%) Land $13,478 Building $111,087
2023		$57,300 Land $6,200 Building $51,100	$112,353 Land $12,157 Building $100,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	31 (1979–2011)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH CITY serves 8,000 people · EPA ID NY0801745
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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