147 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 147 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,500 sqft · built 1964
Lot Size	0.445 acres (19,384 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2017)
Tax Bill	$8,198 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-103-017`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-103-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,500 sqft Living Area
1st Floor Area	1,932 sqft
Basement Area	1,806 sqft
Unfinished Basement	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	19,384 sqft (0.445 acres)
Lot Dimensions	198 ft deep x 98 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	147 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 69 ZEELAND ASSESSOR'S PLAT NO 1
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	S PLAT
Legal Block	103
Legal Lot Number	69
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4016
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 E CENTRAL AVE, ZEELAND, MI 49464-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Oct 4, 2017	Warranty Deed, Transfer QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	201736904
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	147 E CENTRAL AVE, ZEELAND, MI 49464-1717
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210021672
Date	Apr 21, 2021
Instrument	2021-0021672

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	147 E CENTRAL AVE, ZEELAND, MI 49464-1717
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210019700
Date	Apr 12, 2021
Instrument	2021-0019700

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	147 E CENTRAL AVE, ZEELAND, MI 49464-1717
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200008631
Date	Mar 5, 2020
Instrument	2020-0008631

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 4, 2017
Property Address	147 E CENTRAL AVE, ZEELAND, MI 49464-1717
Document Number	20170036904
Map Reference	LB23 PG4-12
Instrument Date	Sep 29, 2017
Instrument	2017-0036904
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 S CHURCH ST, 15, ZEELAND, MI 49464-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9359 GRAND RIDGE DR, ZEELAND, MI 49464-2158

Mortgage

Document Number	20170036905
Date	Oct 4, 2017
Instrument	2017-0036905

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,600 (+20.15%)	$621,200 (+20.15%)
2025	$8,198.00 (+14.43%)
2023		$258,500	$517,000
2022	$7,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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