White County property record for 147 Debs Rd, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,384 sqft · built 2007 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093080 01804 |
| Primary APN | 093080 01804 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,384 sqft Living Area |
| 1st Floor Area | 2,384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 336 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 147 DEBS RD |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-4744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 3 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 935500 |
Source: White County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 147 DEBS RD, SPARTA, TN 38583-4744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF TENNESSEE |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP |
| Sep 20, 2018 | Quit Claim Deed, Transfer · Conventional with PMI RELIANCE FIRST CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Jun 30, 2006 · Amount on Record |
| Last Transfer Date | Sep 20, 2018 |
| Transfer Doc | 0000003224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 147 DEBS RD, SPARTA, TN 38583-4744 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 147 DEBS RD, SPARTA, TN 38583-4744 |
| Document Number | 0RB530/158 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | RB530/158 |
| Instrument | 23001575 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | SPARTA, TN 38583 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Apr 24, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 147 DEBS RD, SPARTA, TN 38583-4744 |
| Document Number | 0000004136 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 147 DEBS RD SPARTA TN 385834744, SPARTA, TN 38583-4744 |
| Document Number | 0000004136 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 000444/000272 |
| Instrument | 4136 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Nov 11, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Sep 20, 2018 |
| Property Address | 147 DEBS RD, SPARTA, TN 38583-4744 |
| Document Number | 0000003224 |
| Book / Page | 000422 / 000452 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 3224 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 147 DEBS RD SPARTA TN 385834744, SPARTA, TN 38583-4744 |
| Document Number | 3225 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 000422/000456 |
| Instrument | 3225 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Sep 19, 2041 |
Source: White County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,323.00 (+20.05%) | $93,800 (+74.51%) Land $4,200 Building $89,600 | $375,200 (+74.51%) Land $16,800 Building $358,400 |
| 2023 | $53,750 Land $2,725 Building $51,025 | ||
| 2021 | $1,102.00 | ||
| 2020 | $215,000 Land $10,900 Building $204,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures