147 Crest Winds Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 147 Crest Winds Dr, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,594 sqft · built 2004
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$357,195 (Apr 2026)
Tax Bill	$3,836 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040 210N`

Property Details

APN / Parcel Number

Primary APN	`040 210N`
Alternative APNs	`673345` `382935`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,594 sqft Heated Area
Gross Area	3,314 sqft
1st Floor Area	1,594 sqft
Basement Area	1,572 sqft
Finished Basement	1,572 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	A-Frame
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	382935
Street Address	147 CREST WINDS DR
City	CLARKESVILLE
State	GA
Zip	30523-8103
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	11-144 LT 13 PB 47-122 DB 1248-635
Legal Subdivision	CREST WINDS
Legal Lot Number	13
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1008
Census Tract	204

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	147 CREST WINDS DR, CLARKESVILLE, GA 30523-8103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE LENDING
Jan 27, 2021	Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Book / Page	1430 / 698
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 24, 2026
Property Address	147 CREST WINDS DR, CLARKESVILLE, GA 30523-8103
Document Number	1430000698
Book / Page	1430 / 698
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 CREST WINDS DR, CLARKESVILLE, GA 30523-8103

Mortgage

Document Number	1430000701,
Date	Apr 24, 2026
Book Page	1430/701

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 27, 2021
Property Address	147 CREST WINDS DR, CLARKESVILLE, GA 30523-8103
Document Number	001248/635
Book / Page	1248 / 635
Instrument Date	Jan 27, 2021
Instrument	2021-000204
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 CREST WINDS DR, CLARKESVILLE, GA 30523-8103

Mortgage

Document Number	0000001248/0000000638
Date	Jan 27, 2021
Book Page	0000001248/0000000638

Lender

Name	SOUTH STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 31, 2018
Property Address	147 CREST WINDS DR, CLARKESVILLE, GA 30523-8103
Document Number	001178/697
Book / Page	1178 / 697
Instrument Date	Oct 31, 2018
Instrument	2018-002044
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 CREST WINDS DR, CLARKESVILLE, GA 30523-8103

Mortgage

Document Number	0000001178/0000000699
Date	Nov 1, 2018
Book Page	0000001178/0000000699

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,836.00 (-7.19%)	$168,260 (-1.66%) Land $16,000 Building $152,260	$420,649 (-1.66%) Land $40,000 Building $380,649
2025	$4,133.00 (+33.07%)	$171,098 (+42.96%) Land $16,000 Building $155,098	$427,746 (+42.96%) Land $40,000 Building $387,746
2023	$3,106.00 (+25.49%)	$119,684 (+25.51%) Land $8,400 Building $111,284	$299,210 (+25.51%) Land $21,000 Building $278,210
2022	$2,475.00	$95,360 Land $8,000 Building $87,360	$238,400 Land $20,000 Building $218,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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