147 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 147 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,500 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$263,700 (Aug 2017)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0416C-024-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-024-000`
Alternative APNs	`00920107000` `0416C024` `28485`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,500 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Garage Area	360 sqft
Porch	Patio
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28485
Street Address	147 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 24 PH 2C OUT OF 416-20
Legal Subdivision	CLOVER POINTE AT BELMONT GLEN 2C
Legal Phase	2C
Legal Lot Number	24
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

147 Clover Point Cir is owned and occupied by an individual who bought it in August 2017.

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	147 CLOVER POINT CIR, GUYTON, GA 31312-7134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	Dec 17, 2015 · Amount on File
Deed Document Number	20172094
Deed Book / Page	2420 / 837
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 2, 2017
Property Address	147 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002420/837
Book / Page	2420 / 837
Instrument Date	Aug 2, 2017
Instrument	2017-002094
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 CLOVER POINT CIR, GUYTON, GA 31312-7134

Mortgage

Document Number	002420/838
Date	Aug 3, 2017
Book Page	2420/838
Instrument	007068

Lender

Name	CITYWORTH MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 147 Clover Point Cir was $4,027 with a homeowner's exemption, up 11.5% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,344 (+5.13%) Land $22,800 Building $153,544	$440,861 (+5.13%) Land $57,000 Building $383,861
2025	$4,027.00 (+11.49%) Homeowner's exemption	$167,745 (-0.32%) Land $22,800 Building $144,945	$419,363 (-0.32%) Land $57,000 Building $362,363
2024	$3,612.00 Homeowner's exemption	$168,284 Land $22,800 Building $145,484	$420,710 Land $57,000 Building $363,710
2022	$3,393.00 Homeowner's exemption	$131,122 Land $18,000 Building $113,122	$327,806 Land $45,000 Building $282,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 147 Clover Point Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Clover Point Cir is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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