147 Claffey Dr, Polson, MT 59860 Property Records

Lake County property record for 147 Claffey Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,188 sqft · built 1994
Lot Size	0.536 acres (23,348 sqft)
Owner	Company Name on Record
Last Sale	$702,450 (Sep 2024)
Tax Bill	$5,213 (2026)
Deeds & Mortgages	Apr 2020 Sale Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R157525`

Property Details

APN / Parcel Number

Primary APN	`R157525`
Alternative APNs	`15-3228-10-3-14-03-0000` `0000005182`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	2,188 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,348 sqft (0.536 acres)
View / Lot	Waterfront / Beach
Garage Area	1,244 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000005182
Street Address	147 CLAFFEY DR
City	POLSON
State	MT
Zip	59860-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	SKYLINE ADD, S10, T22 N, R20 W, LOT 6, 23327 SQUARE FEET
Legal Range	20W
Legal Township	22N
Legal Section	10
Legal Subdivision	SKYLINE ADD
Legal Lot Number	6
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3033
Census Tract	940305

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	970 W BROADWAY, JACKSON, WY 83001-6402
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF RONAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2024 · Amount on Record
Deed Sale	Sep 24, 2024 · Amount on Record
Prior Sale	Apr 24, 2020
Deed Document Number	2024612870
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	0000563548
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 24, 2020
Property Address	147 CLAFFEY DR, POLSON, MT 59860-4103
Document Number	576649
Instrument Date	Apr 20, 2020
Instrument	576649
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2484 W CANYON DR, COEUR D ALENE, ID 83815-8250

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 27, 2018
Property Address	147 CLAFFEY DR, POLSON, MT 59860-4103
Document Number	563548
Instrument Date	Jul 23, 2018
Instrument	563548
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	147 CLAFFEY DR, POLSON, MT 59860-4103

Mortgage

Document Number	563547
Date	Jul 27, 2018
Instrument	563547

Lender

Name	VALLEY BANK OF RONAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,213.00 (+80.26%)	$549,400 (-)
2025	$2,892.00 (-19.87%)	$549,400 (+20.61%)	$549,400 (+20.61%) Land $103,823 Building $445,577
2023	$3,609.00	$455,500	$455,500 Land $70,661 Building $384,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Western Montana CommunityTel.

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