147 Chestnut Oak Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 147 Chestnut Oak Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,380 sqft · built 1986
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,250 (Dec 2015)
Tax Bill	$5,269 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`2-0891-75`

Property Details

APN / Parcel Number

Primary APN	`2-0891-75`
Alternative APN	`GLOC M:014 B:026`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	1,380 sqft
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2-0891-75
Street Address	147 CHESTNUT OAK RD
City	CHEPACHET
State	RI
Zip	02814-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	26
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1004
Census Tract	13102

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 CHESTNUT OAK RD, CHEPACHET, RI 02814-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Aug 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2015 · Amount on Record
Deed Sale	Dec 9, 2015 · Amount on Record
Deed Document Number	201532837
Deed Book / Page	704 / 41
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	147 CHESTNUT OAK RD, CHEPACHET, RI 02814-2147
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000971-112
Date	Jul 11, 2025
Book Page	971/112
Instrument	55436

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	147 CHESTNUT OAK RD, CHEPACHET, RI 02814-2147
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	877-320
Date	Aug 12, 2021
Book Page	877/320
Instrument	47583

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,269.00 (+0.08%)	$369,500 (-) Land $148,000 Building $221,500	$485,962
2023	$5,265.00 (+4.38%)	$369,500 (+36.9%) Land $148,000 Building $221,500
2022	$5,044.00	$269,900 Land $92,100 Building $177,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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