147 Chestnut Dr, Winfield, MO 63389 Property Records

Lincoln County property record for 147 Chestnut Dr, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,920 sqft · built 2019
Lot Size	3.96 acres (172,672 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,544 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-30-08-000-000-009.016`

Property Details

APN / Parcel Number

Primary APN	`13-30-08-000-000-009.016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	1,920 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	172,672 sqft (3.96 acres)
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	147 CHESTNUT DR
City	WINFIELD
State	MO
Zip	63389-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.964 AC TRACT IN E1/2 SEC 8, SURVEY E1/40
Legal Range	02E
Legal Section	08
Jurisdiction	LINCOLN MO
Township / Civil Division	BURR OAK
Census Block Group	3
Census Block	3038
Census Tract	810401

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 CHESTNUT DR, WINFIELD, MO 63389-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit THE MISSOURI BANK
Mar 19, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEST COMMUNITY CU
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	147 CHESTNUT DR, WINFIELD, MO 63389-2524
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002490/130
Date	May 4, 2023
Book Page	2490/130
Instrument	2023003319

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	147 CHESTNUT DR, WINFIELD, MO 63389-2524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2428/0110
Date	Oct 22, 2018
Book Page	2428/0110
Instrument	2018009516

Lender

Name	THE MISSOURI BANK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Apr 4, 2019

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	147 CHESTNUT DR, WINFIELD, MO 63389-2524
Transaction Type	Mortgage
Record Updated	May 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2444/683
Date	Mar 19, 2020
Book Page	2444/683
Instrument	2020002689

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 4, 2040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	147 CHESTNUT DR, WINFIELD, MO 63389-2524
Transaction Type	Mortgage
Record Updated	Mar 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2443/686
Date	Feb 20, 2020
Book Page	2443/686
Instrument	2020001685

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,544.00 (+6.84%)	$61,872 (+7.28%) Land $5,054 Building $56,818	$325,640 (+7.28%) Land $26,600 Building $299,040
2023	$3,317.00 (+5.64%)	$57,671 Land $4,655 Building $53,016	$303,530 Land $24,500 Building $279,030
2022	$3,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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