Fluvanna County property record for 147 Chapel Ct, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,408 sqft · built 2006 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,555 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18 9 16 |
| Primary APN | 18 9 16 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 5,975 sqft |
| 1st Floor Area | 1,987 sqft |
| Basement Area | 1,525 sqft |
| Finished Basement | 1,525 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 132,858 sqft (3.05 acres) |
| Terrain | Rolling |
| Garage Area | 869 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 655 sqft |
| Deck Area | 242 sqft |
| Patio Area | 242 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 147 CHAPEL CT |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 972-903 AC 3.05 TAYLOR RIDGE EST PHASE II |
| Legal Subdivision | TAYLOR RIDGE EST |
| Legal Phase | 2 |
| Legal Block | 1 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20300 |
147 Chapel Ct is owned and occupied by an individual.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 CHAPEL CT, PALMYRA, VA 22963-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Mar 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 147 CHAPEL CT, PALMYRA, VA 22963-4936 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001901008 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 1901008 |
| Name | NEWREZ LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 147 CHAPEL CT, PALMYRA, VA 22963-4936 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220001074 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 220001074 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 147 Chapel Ct was $5,555.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $735,800 (-) Land $54,700 Building $681,100 | $735,800 (-) Land $54,700 Building $681,100 | |
| 2025 | $5,555.00 | $735,800 Land $54,700 Building $681,100 | $735,800 Land $54,700 Building $681,100 |
| 2023 | $597,900 Land $54,700 Building $543,200 | $597,900 Land $54,700 Building $543,200 | |
| 2022 | $5,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Chapel Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Chapel Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon.
4G LTE only, no 5G reported
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