147 Center St, Naperville, IL 60540 Property Records

DuPage County property record for 147 Center St, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,247 sqft · built 1903
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$1,030,000 (Jun 2025)
Tax Bill$19,210 (2025)
Deeds & MortgagesAug 2022 Line of Credit
May 2019 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN08-18-127-002

Property Details

APN / Parcel Number

Primary APN08-18-127-002

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area3,247 sqft Living Area
Gross Area3,603 sqft
1st Floor Area1,281 sqft
2nd Floor Area1,326 sqft
Basement Area996 sqft
Finished Basement640 sqft
Unfinished Basement356 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialWood Siding
Lot Area7,405 sqft (0.17 acres)
Garage Area247 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address147 CENTER ST
CityNAPERVILLE
StateIL
Zip60540-4612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSLEIGHTS 2ND ADD
Legal SubdivisionSLEIGHTS 2ND ADD
Legal Block4
Legal Lot Number8
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group3
Census Block3018
Census Tract846103

Owner

147 Center St is owned by two individuals who bought it in June 2025.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address3536 SCOTTSDALE CIR, NAPERVILLE, IL 60564-4628
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 3, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 2, 2021Intrafamily Transfer, Transfer
BETTER SETTLEMENT SVCS LLC
Nov 2, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 18, 2022Intrafamily Transfer, Transfer
BETTER SETTLEMENT SVCS LLC
May 16, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2025 · Amount on File
Deed SaleJun 27, 2025 · Amount on File
Prior SaleSep 11, 2013 · Amount on File
Deed Document Number202538429
Prior Transfer DateSep 27, 2021
Prior Transfer Doc0000068223
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address147 CENTER ST, NAPERVILLE, IL 60540-4612
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076686
DateAug 15, 2022
InstrumentR2022-076686
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 3, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address147 CENTER ST, NAPERVILLE, IL 60540-4612
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037251
DateMay 15, 2019
InstrumentR2019-037251
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term145 Months
DueJun 1, 2031

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address147 CENTER ST, NAPERVILLE, IL 60540-4612
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021460
DateMar 3, 2020
InstrumentR2020-021460
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 21, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address147 CENTER ST, NAPERVILLE, IL 60540-4612
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108943
DateSep 25, 2020
InstrumentR2020-108943
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueOct 1, 2030

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateNov 2, 2021
Property Address147 CENTER ST, NAPERVILLE, IL 60540-4612
Document Number0000160409
Map ReferenceDOC 2477
Instrument DateSep 27, 2021
InstrumentR2021-160409
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyBETTER SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 CENTER ST, NAPERVILLE, IL 60540-4612

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateNov 2, 2021
Property Address147 CENTER ST, NAPERVILLE, IL 60540-4612
Document Number0000160407
Map ReferenceDOC 2477
Instrument DateSep 27, 2021
InstrumentR2021-160407
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBETTER SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 CENTER ST, NAPERVILLE, IL 60540-4612

Mortgage

Document Number0000160408
DateNov 2, 2021
InstrumentR2021-160408
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate
Rate1.75%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateJul 18, 2022
Property Address147 CENTER ST, NAPERVILLE, IL 60540-4612
Document Number0000068223
Map ReferenceDOC 2477
Instrument DateSep 27, 2021
InstrumentR2022-068223
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyBETTER SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address147 CENTER ST, 147, NAPERVILLE, IL 60540-4612

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 CENTER ST, NAPERVILLE, IL 60540-4612

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address147 CENTER ST, NAPERVILLE, IL 60540-4612
Document Number0000068096
Instrument DateMay 16, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address147 CENTER ST NAPERVILLE IL 605404612, NAPERVILLE, IL 60540-4612

Mortgage

Document Number0000068096
DateJul 7, 2017
Instrument68096
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 147 Center St was $19,210.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,210.00$337,164 Land $131,890 Building $205,274$1,011,492 Land $395,670 Building $615,822
2022$16,809.00 Homeowner's exemption$265,730 Land $103,950 Building $161,780$797,190 Land $311,850 Building $485,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 147 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 147 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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