147 Card Rd, Mount Vision, NY 13810 Property Records

Otsego County and New Lisbon Town property record for 147 Card Rd, Mount Vision, NY 13810

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,602 sqft · built 1995
Lot Size	5.09 acres (221,720 sqft)
Owner	Individual Name on File
Last Sale	$130,212 (Oct 2016)
Tax Bill	$4,463 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`364400 174.00-1-39.13`

Property Details

APN / Parcel Number

Primary APN	`364400 174.00-1-39.13`
Alternative APNs	`440017400000010390130000` `245389`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	594 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	221,720 sqft (5.09 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	840 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	245389
Street Address	147 CARD RD
City	MOUNT VISION
State	NY
Zip	13810-1178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	989FM 2239 0 13
Legal Block	1
Legal Lot Number	39.013
Jurisdiction	OTSEGO NY
Township / Civil Division	NEW LISBON
Census Block Group	3
Census Block	3094
Census Tract	590402

Owner

147 Card Rd is owned and occupied by an individual who bought it in October 2016.

Source: Otsego County and New Lisbon Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	147 CARD RD, MOUNT VISION, NY 13810-1178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2016 · Amount on File
Deed Sale	Oct 14, 2016 · Amount on File
Prior Sale	Apr 15, 2016
Deed Book / Page	2016 / 5044
Prior Transfer Date	Dec 9, 2015
Prior Transfer Doc	2016001822
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	147 CARD RD, MOUNT VISION, NY 13810-1178
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000026
Date	Jan 27, 2022
Instrument	2022-526

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	147 CARD RD, MOUNT VISION, NY 13810-1178
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000403
Date	Jun 18, 2021
Instrument	2021-3403

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	147 CARD RD, MOUNT VISION, NY 13810-1178
Document Number	0000000484
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 CARD RD NEW LISBON NY 13415, NEW LISBON, NY 13415

Mortgage

Document Number	0000000484
Date	Jan 30, 2020
Instrument	484

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 147 Card Rd was $4,463, up 0.6% from the year before.

Source: Otsego County and New Lisbon Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	New Lisbon Town
Unified School District	Morris Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,463.00 (+0.61%)
2025	$4,436.00	$166,500 Land $26,200 Building $140,300	$213,462 Land $33,590 Building $179,872
2023		$166,500 (-) Land $26,200 Building $140,300	$205,556 (+12.35%) Land $32,346 Building $173,210
2022		$166,500 Land $26,200 Building $140,300	$182,967 Land $28,791 Building $154,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 Card Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Card Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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