147 Capps Ln, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 147 Capps Ln, Rutherfordton, NC 28139

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1987
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2026)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1614129`

Property Details

APN / Parcel Number

Primary APN	`1614129`
Alternative APN	`30308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	147 CAPPS LN
City	RUTHERFORDTON
State	NC
Zip	28139-8457
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	BILLY WAYNE MORROWS LAND
Jurisdiction	RUTHERFORD NC
Township / Civil Division	UNION
Census Block Group	4
Census Block	4002
Census Tract	960400

Owner

Source: Rutherford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1236, COLUMBUS, NC 28722-1236
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
May 5, 2017	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Book / Page	2102 / 4368
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 19, 2026
Property Address	147 CAPPS LN, RUTHERFORDTON, NC 28139-8457
Document Number	2102004368
Book / Page	2102 / 4368
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$32,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 25, 2019
Property Address	147 CAPPS LN, RUTHERFORDTON, NC 28139-8457
Document Number	0020204163
Book / Page	002020 / 004163
Instrument Date	Mar 11, 2019
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 CAPPS LN RUTHERFORDTON NC 281398457, RUTHERFORDTON, NC 28139-8457

Mortgage

Document Number	20204167
Date	Mar 25, 2019
Book Page	002020/004167

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 5, 2017
Property Address	147 CAPPS LN, RUTHERFORDTON, NC 28139-8457
Document Number	0011500054
Book / Page	001150 / 000054
Instrument Date	May 5, 2017
Instrument	10565
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	147 CAPPS LN RUTHERFORDTON NC 281398457, RUTHERFORDTON, NC 28139-8457

Mortgage

Document Number	12480120
Date	May 5, 2017
Book Page	001248/000120
Instrument	10566

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 4, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00 (+1,386.67%)	$129,300 (-) Land $6,500 Building $122,800	$129,300 (-) Land $6,500 Building $122,800
2023		$129,300 Land $6,500 Building $122,800	$129,300 Land $6,500 Building $122,800
2022	$75.00 (-90.08%)
2021	$756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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