McCreary County property record for 147 Bruce St, Stearns, KY 42647 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,110 sqft · built 1900 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $29,900 (Nov 2009) |
| Tax Bill | $690 (2025) |
| Deeds & Mortgages | Jul 2006 Mortgage May 2025 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-30-09-011.00 |
| Primary APN | 106-30-09-011.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,110 sqft Living Area |
| Basement Area | 510 sqft |
| Unfinished Basement | 510 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 50 sqft |
| Heating System | Other |
|---|---|
| Water Source | Commercial |
| Street Address | 147 BRUCE ST |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11A & HSE |
| Legal Subdivision | CRESCENT RDG SUB |
| Legal Lot Number | 11A |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960301 |
Source: McCreary County records · APN 106-30-09-011.00
Assessment roll updated January 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1330 ALUM RD, WHITLEY CITY, KY 42653-4006 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 24, 2006 | Deed of Trust, Mortgage CITIZENS BANK |
| May 30, 2025 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND SECURITY BANK INC |
| Apr 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 03, 2009 | Commissioner's Deed, Foreclosure |
| Nov 03, 2009 | Special Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2009 · Amount on Record |
| Deed Sale | Nov 03, 2009 · Amount on Record |
| Prior Sale | Nov 03, 2009 · Amount on Record |
| Deed Document Number | 200992421 |
| Deed Book / Page | 189 / 544 |
| Last Transfer Date | Apr 29, 2026 |
| Transfer Doc | 0000159240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 147 BRUCE ST, STEARNS, KY 42647-6362 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000149/680 |
|---|---|
| Date | Jul 24, 2006 |
| Book Page | 149/680 |
| Instrument | 80943 |
| Name | CITIZENS BANK |
|---|---|
| Address | 130 S BROAD ST, NEW TAZEWELL, TN 37825 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 147 BRUCE ST, STEARNS, KY 42647-6362 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M255/463 |
|---|---|
| Date | May 30, 2025 |
| Book Page | M255/463 |
| Instrument | 154470 |
| Name | CUMBERLAND SECURITY BANK INC |
|---|---|
| Type | Bank |
| Address | SOMERSET, KY 42502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Apr 29, 2026 |
| Property Address | 147 BRUCE ST, STEARNS, KY 42647-6362 |
| Document Number | 0000159240 |
| Book / Page | 244 / 655 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026159240 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1330 ALUM RD, WHITLEY CITY, KY 42653-4006 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Nov 03, 2009 |
| Property Address | 147 BRUCE ST, STEARNS, KY 42647-6362 |
| Document Number | 000189/541 |
| Book / Page | 189 / 541 |
| Instrument | 92420 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 144 BRUCE ST, STEARNS, KY 42647-6362 |
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, PLANO, TX 75024-4100 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Nov 03, 2009 |
| Property Address | 147 BRUCE ST, STEARNS, KY 42647-6362 |
| Document Number | 000189/544 |
| Book / Page | 189 / 544 |
| Instrument | 92421 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, PLANO, TX 75024-4100 |
| Name | Verified Name |
|---|---|
| Address | 1330 ALUM RD, WHITLEY CITY, KY 42653-4006 |
| Investor | Possibly a Property Investor |
Source: McCreary County records · Assessment roll updated January 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $690.00 (+182.79%) | $85,900 (+186.33%) | $85,900 (+186.33%) |
| 2023 | $244.00 | $30,000 | $30,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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