147 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 147 Borgess Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,224 sqft · built 1873
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,299 (Oct 2012)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-69-01418-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-01418-000`
Alternative APN	`55 690 141 80`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	1,317 sqft
Basement Area	1,257 sqft
Unfinished Basement	1,257 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Terrain	Rolling
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	604 sqft
Deck Area	72 sqft
Patio Area	376 sqft
Shed	1 Shed
Shed Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	147 BORGESS AVE
City	MONROE
State	MI
Zip	48162-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM 466.2 FT N 24D 30M E FR INT N LI ELM AVE WI W LI BORGESS AVE; TH N 24D 30M E 50 FT; TH N 65D 30M W 131 FT; TH S 24D 30M
Legal Subdivision	GODFROY & BURCH
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2008
Census Tract	831500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 BORGESS AVE, MONROE, MI 48162-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2012 · Amount on Record
Deed Sale	Oct 17, 2012 · Amount on Record
Prior Sale	Feb 2, 2012 · Amount on Record
Deed Document Number	201223363
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	0000002236
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	147 BORGESS AVE, MONROE, MI 48162-2702
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 BORGESS AVE, MONROE, MI 48162-2702

Mortgage

Document Number	0000009679
Date	May 3, 2022
Instrument	2022R09679

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	147 BORGESS AVE, MONROE, MI 48162-2702
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 BORGESS AVE, MONROE, MI 48162-2702

Mortgage

Document Number	2021R16974
Date	Jun 28, 2021
Instrument	2021R16974

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,000 (+46.68%) Land $113,000	$226,000 (+46.68%) Land $226,000
2025	$3,121.00 (+14.2%) Homeowner's exemption
2023	$2,733.00 Homeowner's exemption	$77,040	$154,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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