Lincoln County property record for 147 Black Oak Dr, Foley, MO 63347
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1973 |
| Lot Size | 6.6 acres (287,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Jul 2015) |
| Tax Bill | $1,474 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-20-03-001-001-002.000 |
| Primary APN | 13-20-03-001-001-002.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 287,496 sqft (6.6 acres) |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 147 BLACK OAK DR |
|---|---|
| City | FOLEY |
| State | MO |
| Zip | 63347-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 49 & 50 HIGH COUNTRY ESTATES - PLAT 9/6 |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 03 |
| Legal Subdivision | HIGH COUNTRY EST |
| Legal Lot Number | 49-50 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BURR OAK |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 810401 |
147 Black Oak Dr is owned and occupied by two individuals who bought it in July 2015.
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 147 BLACK OAK DR, FOLEY, MO 63347-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on File |
| Deed Sale | Jul 17, 2015 · Amount on File |
| Deed Document Number | 20155699 |
| Deed Book / Page | 2390 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 147 BLACK OAK DR, FOLEY, MO 63347-3300 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 147 BLACK OAK DR, FOLEY, MO 63347-3300 |
| Document Number | 2469/846 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 2469/846 |
| Instrument | 2021012407 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 291 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 147 BLACK OAK DR, FOLEY, MO 63347-3300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2452/105 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 2452/105 |
| Instrument | 2020010166 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 147 BLACK OAK DR, FOLEY, MO 63347-3300 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017003177 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 2409/0747 |
| Instrument | 2017003177 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KANSAS CITY, MO 64112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Aug 1, 2045 |
The 2025 property tax bill for 147 Black Oak Dr was $1,474.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,054 (-) Land $3,942 Building $22,112 | ||
| 2025 | $1,474.00 | $26,054 Land $3,942 Building $22,112 | $137,130 Land $20,750 Building $116,380 |
| 2023 | $1,387.00 (+4.84%) | $24,440 Land $3,677 Building $20,763 | $128,630 Land $19,350 Building $109,280 |
| 2022 | $1,323.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 147 Black Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 16 (2008–2022) |
| Most Recent Claim | Sep 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Black Oak Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
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