Lawrence County property record for 147 Beartown Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,343 sqft · built 1999 |
| Lot Size | 6.15 acres (267,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,500 (Sep 2017) |
| Tax Bill | $1,589 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050158 00207 |
| Primary APN | 050158 00207 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,343 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 267,894 sqft (6.15 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 2,428 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 414 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 147 BEARTOWN RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 960700 |
147 Beartown Rd is owned and occupied by two individuals who bought it in September 2017.
Source: Lawrence County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 147 BEARTOWN RD, LORETTO, TN 38469-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on File |
| Deed Sale | Sep 27, 2017 · Amount on File |
| Deed Document Number | 20174928 |
| Deed Book / Page | 517 / 276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 20, 2026 |
| Property Address | 147 BEARTOWN RD, LORETTO, TN 38469-2504 |
| Document Number | 0000003026 |
| Book / Page | 825 / 527 |
| Instrument Date | May 4, 2026 |
| Instrument | 20263026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 147 BEARTOWN RD, LORETTO, TN 38469-2504 |
| Document Number | 0000003026, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 825/527 |
| Instrument | 20263026 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 147 Beartown Rd was $1,589.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,589.00 | $79,050 Land $7,900 Building $71,150 | |
| 2023 | $1,589.00 | $79,050 (-) Land $7,900 Building $71,150 | |
| 2022 | $1,589.00 | $79,050 Land $7,900 Building $71,150 | $316,200 Land $31,600 Building $284,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Beartown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Beartown Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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