147 Ashmore Cir, Troutman, NC 28166 Property Records

Iredell County property record for 147 Ashmore Cir, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,486 sqft · built 2014
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Company Names on Record
Last Sale	$1,010,000 (Oct 2025)
Tax Bill	$10,091 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4730-75-7011.000`

Property Details

APN / Parcel Number

Primary APN	`4730-75-7011.000`
Alternative APN	`80084773`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,486 sqft Heated Area
Gross Area	5,713 sqft
1st Floor Area	3,097 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Width	85 ft Width
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	820 sqft
Porch	Slab
Porch Area	257 sqft
Deck Area	301 sqft
Patio Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80084773
Street Address	147 ASHMORE CIR
City	TROUTMAN
State	NC
Zip	28166-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L90 FALLS COVE-STREAMWOOD PB 52-49 M2
Legal Subdivision	FALLS COVE-STREAMWOOD
Legal Block	75
Legal Lot Number	90
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3038
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	147 ASHMORE CIR, TROUTMAN, NC 28166-2000
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 30, 2017	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Book / Page	3171 / 594
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	147 ASHMORE CIR, TROUTMAN, NC 28166-2000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 ISLEWORTH AVE, MOORESVILLE, NC 28117-6141

Mortgage

Document Number	0003198963
Date	Mar 5, 2026
Book Page	3198/963

Lender

Name	TRUIST BANK
Type	Bank
Address	1001 SEMMES AVE, RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.11%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Oct 24, 2025
Property Address	147 ASHMORE CIR, TROUTMAN, NC 28166-2000
Document Number	0003171594
Book / Page	3171 / 594
Map Reference	MB 52 PG 49-50
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 FALLS COVE DR, TROUTMAN, NC 28166-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 ASHMORE CIR, TROUTMAN, NC 28166-2000

Mortgage

Document Number	0003171596
Date	Oct 24, 2025
Instrument	3171/596

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.11%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 16, 2021
Property Address	147 ASHMORE CIR, TROUTMAN, NC 28166-2000
Document Number	0028412190
Book / Page	2841 / 2190
Map Reference	MB 52 PG 49&50
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	SOUTHERN HOMES TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 ASHMORE CIR, TROUTMAN, NC 28166-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 ASHMORE CIR, TROUTMAN, NC 28166-2000

Mortgage

Document Number	0028412192
Date	Aug 16, 2021
Instrument	2841/2192

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0028412211
Date	Aug 16, 2021
Book Page	2841/2211

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	147 ASHMORE CIR, TROUTMAN, NC 28166-2000
Document Number	2493625
Book / Page	002493 / 000625
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	147 ASHMORE CIR TROUTMAN NC 281662000, TROUTMAN, NC 28166-2000

Mortgage

Document Number	2493625
Date	Jun 5, 2017
Book Page	002493/000625

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	596 LYNNHAVEN PKWY # 200, VIRGINIA BEACH, VA 23452-7371

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$911,920 (-) Land $140,000 Building $771,920	$911,920 (-) Land $140,000 Building $771,920
2025	$10,091.00	$911,920 (-) Land $140,000 Building $771,920	$911,920 (-) Land $140,000 Building $771,920
2024	$10,091.00	$911,920 (-) Land $140,000 Building $771,920	$911,920 (-) Land $140,000 Building $771,920
2023	$10,091.00 (+54.86%)	$911,920 (+63.48%) Land $140,000 Building $771,920	$911,920 (+63.48%) Land $140,000 Building $771,920
2022	$6,516.00	$557,820 Land $50,000 Building $507,820	$557,820 Land $50,000 Building $507,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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