147 1st St S, Winter Haven, FL 33880 Property Records

Polk County property record for 147 1st St S, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 2024
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Mar 2024)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2022 Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`26-29-05-665500-001240`

Property Details

APN / Parcel Number

Primary APN	`26-29-05-665500-001240`
Alternative APNs	`052926665500001240` `52926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	1,574 sqft
1st Floor Area	1,294 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	280 sqft

Location & Zoning

Street Address	147 1ST ST S
City	WINTER HAVEN
State	FL
Zip	33880-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LESLIE J A SUB PB 19 PG 27 BLK A LOT 24 LESS SELY 12.5 FT FOR RD R/W AS DESC IN DB 1054 PG 443
Legal Range	26E
Legal Township	29S
Legal Section	05
Legal Subdivision	LESLIE J A SUBDIVISION
Legal Tract	665500
Legal Block	A
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14600

Owner

147 1st St S is owned and occupied by an individual who bought it in March 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	147 1ST ELOISE ST, WINTER HAVEN, FL 33880-5502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2022	Intrafamily Transfer, Transfer · Construction Mortgage CENTRAL FLORIDA INCOME FUND LLC
Feb 17, 2022	Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND
Jan 16, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage VIRGINIA H REGISTER
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA H REGISTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024 · Amount on File
Deed Sale	Mar 7, 2024 · Amount on File
Prior Sale	Aug 27, 2007 · Amount on File
Deed Document Number	202454583
Deed Book / Page	13033 / 1188
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 7, 2024
Property Address	147 1ST ST S, WINTER HAVEN, FL 33880-3005
Document Number	0000054583
Book / Page	13033 / 1188
Map Reference	MB 19 PG 27
Instrument Date	Feb 28, 2024
Instrument	2024054583
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 DRANE FIELD RD # RD101, RD101, LAKELAND, FL 33811-1794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 1ST ST S, WINTER HAVEN, FL 33880-3005

Mortgage

Document Number	0130331190
Date	Mar 7, 2024
Instrument	13033/1190

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jul 18, 2022
Property Address	147 1ST ST S, WINTER HAVEN, FL 33880-3005
Document Number	0000194979
Book / Page	12342 / 1408
Map Reference	MB 19 PG 27
Instrument Date	Jul 14, 2022
Instrument	2022194979
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 S FLORIDA AVE STE 201, 201, LAKELAND, FL 33801-4610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S FLORIDA AVE STE 201, 201, LAKELAND, FL 33801-4610
Investor	Possibly a Property Investor

Mortgage

Document Number	0123421411
Date	Jul 18, 2022
Instrument	12342/1411

Lender

Name	CENTRAL FLORIDA INCOME FUND LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2023

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 17, 2022
Property Address	147 1ST ST S, WINTER HAVEN, FL 33880-3005
Document Number	0000043781
Book / Page	12121 / 1254
Map Reference	MB 19 PG 27
Instrument Date	Feb 10, 2022
Instrument	2022043781
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11918 FLEMING DR APT 3, 3, HOUSTON, TX 77013-6085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 1ST ELOISE ST, WINTER HAVEN, FL 33880-5502

January 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jan 16, 2018
Property Address	147 1ST ST S, WINTER HAVEN, FL 33880-3005
Document Number	0103681764
Book / Page	010368 / 001764
Instrument Date	Jan 12, 2018
Instrument	10796
Transaction Type	Construction Loan
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11918 FLEMING DR #3 HOUSTON TX 770136085, 3, HOUSTON, TX 77013-6085

Mortgage

Document Number	103681760
Date	Jan 16, 2018
Book Page	010368/001760
Instrument	10795

Lender

Name	VIRGINIA H REGISTER
Address	3823 GAINES CT, WINTER HAVEN, FL 33884-2803
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 15, 2019

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	147 1ST ST S, WINTER HAVEN, FL 33880-3005
Document Number	0103711962
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11918 FLEMING DR #3 HOUSTON TX 770136085, 3, HOUSTON, TX 77013-6085

Mortgage

Document Number	0103711962
Date	Jan 18, 2018
Book Page	010371/001962
Instrument	13233

Lender

Name	VIRGINIA H REGISTER
Address	3823 GAINES CT, WINTER HAVEN, FL 33884-2803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 17, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 147 1st St S was $1,879 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,645 (+4.13%) Land $30,000 Building $117,645	$147,645 (+4.13%) Land $30,000 Building $117,645
2025	$1,879.00	$141,788 Land $22,000 Building $119,788	$141,788 Land $22,000 Building $119,788
2023	$269.00 (+224.1%)	$20,000 (+227.87%) Land $20,000	$20,000 (+227.87%) Land $20,000
2022	$83.00	$6,100 Land $6,100	$6,100 Land $6,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 147 1st St S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	131.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 1st St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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