14691 Belle River Rd, Berlin (Allenton), MI 48002 Property Records

St. Clair County property record for 14691 Belle River Rd, Berlin, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 1997
Lot Size	10 acres (436,907 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Sep 2018)
Tax Bill	$3,606 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-010-3010-500`

Property Details

APN / Parcel Number

Primary APN	`74-09-010-3010-500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
Basement Area	1,456 sqft

Exterior

Year Built	Built 1997
Lot Area	436,907 sqft (10 acres)
Lot Dimensions	1,343 ft deep x 325 ft wide
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74090103010500
Street Address	14691 BELLE RIVER RD
City	BERLIN
State	MI
Zip	48002-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG N 87D 21M E 603.95' FROM S 1/4 COR, TH N 0D 32M 19S E 1342.81', TH N 86D 52M 33S E 325', TH S 0D 32M 19S W 1345.5', TH S
Legal Range	13E
Legal Township	06N
Legal Section	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2044
Census Tract	657200

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage MACOMB PROPERTY EXCHANGE LLC
Feb 10, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 17, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 27, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE ONE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Jan 28, 2015 · Amount on Record
Deed Document Number	2018021707
Deed Book / Page	4993 / 59
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908

Mortgage

Document Number	0005676446
Date	Dec 13, 2023
Book Page	5676/446
Instrument	2023021603

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Mar 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908
Investor	Possibly a Property Investor

Mortgage

Document Number	0005652886
Date	Sep 8, 2023
Book Page	5652/886
Instrument	2023015906

Lender

Name	MACOMB PROPERTY EXCHANGE LLC
Type	Non-Lending Institution
Address	UTICA, MI 48318

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Dec 11, 2023

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908

Mortgage

Document Number	0005598150
Date	Feb 10, 2023
Book Page	5598/150
Instrument	2023002299

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908

Mortgage

Document Number	0005578981
Date	Nov 17, 2022
Book Page	5578/981
Instrument	2022025671

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048170397
Date	Apr 10, 2017
Book Page	4817/397
Instrument	2017008749

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 27, 2018
Property Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908
Document Number	0000499359
Book / Page	4993 / 59
Instrument Date	Aug 27, 2018
Instrument	2018021707
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,304.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14691 BELLE RIVER RD, BERLIN, MI 48002-1908

Mortgage

Document Number	2018021708
Date	Sep 27, 2018
Instrument	2018021708

Lender

Name	MORTGAGE ONE LTD

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,800 (+19.04%)
2024	$3,606.00 (-30.56%)		$327,600 (+19.04%)
2023		$137,600
2022	$5,193.00		$275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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