1469 Coffee Ridge Loop, Erwin, TN 37650 Property Records

Unicoi County property record for 1469 Coffee Ridge Loop, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,934 sqft · built 2007
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2017)
Tax Bill	$2,359 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-039.02`

Property Details

APN / Parcel Number

Primary APN	`060-039.02`
Alternative APNs	`0106006003902` `086060 03902`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,934 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	2,034 sqft
Upper Floors Area	900 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	102,366 sqft (2.35 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	704 sqft
Deck Area	350 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1469 COFFEE RIDGE LOOP
City	ERWIN
State	TN
Zip	37650-6456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAD EDWARDS
Legal Subdivision	THAD EDWARDS
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1081
Census Tract	80100

Owner

1469 Coffee Ridge Loop is owned and occupied by two individuals who bought it in April 2017.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1469 COFFEE RIDGE LOOP, ERWIN, TN 37650-6456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Nov 9, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	2017664
Deed Book / Page	402 / 829
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1469 COFFEE RIDGE LOOP, ERWIN, TN 37650-6456
Document Number	430831
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1469 COFFEE RIDGE LOOP ERWIN TN 376506456, ERWIN, TN 37650-6456

Mortgage

Document Number	430831
Date	Feb 19, 2020
Book Page	000430/000831
Instrument	324

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1469 COFFEE RIDGE LOOP, ERWIN, TN 37650-6456
Document Number	428430
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1469 COFFEE RIDGE LOOP ERWIN TN 376506456, ERWIN, TN 37650-6456

Mortgage

Document Number	428430
Date	Nov 19, 2019
Book Page	000428/000430
Instrument	2204

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.99%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1469 COFFEE RIDGE LOOP, ERWIN, TN 37650-6456
Document Number	420415
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	DEBBIE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1469 COFFEE RIDGE LOOP ERWIN TN 376506456, ERWIN, TN 37650-6456

Mortgage

Document Number	420415
Date	Mar 11, 2019
Book Page	000420/000415
Instrument	401

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1469 Coffee Ridge Loop was $2,359.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,359.00	$90,375 (-) Land $9,450 Building $80,925	$361,500 Land $37,800 Building $323,700
2024	$2,359.00	$90,375 (-) Land $9,450 Building $80,925
2023		$90,375 (+3.82%) Land $9,450 Building $80,925
2022	$2,046.00	$87,050 Land $6,125 Building $80,925	$361,500 Land $37,800 Building $323,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1469 Coffee Ridge Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1469 Coffee Ridge Loop is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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