1469 Cochise Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1469 Cochise Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,028 sqft · built 1998
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2020)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A974000634`

Property Details

APN / Parcel Number

Primary APN	`A974000634`
Alternative APN	`4-0022-7671-00-0053.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	850 sqft
Basement Area	826 sqft
Finished Basement	450 sqft
Unfinished Basement	376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A974000634
Street Address	1469 COCHISE DR
City	O FALLON
State	MO
Zip	63366-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREAT WARRIOR MEADOWS LOT 53
Legal Subdivision	GREAT WARRIOR MEADOWS
Legal Lot Number	53
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4008
Census Tract	311907

Owner

1469 Cochise Dr is owned and occupied by an individual who bought it in December 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1469 COCHISE DR, O FALLON, MO 63366-3717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Warranty Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC
Aug 27, 2019	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Deed Document Number	2020103608
Prior Transfer Date	Sep 18, 2002
Prior Transfer Doc	0000101991
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 31, 2020
Property Address	1469 COCHISE DR, O FALLON, MO 63366-3717
Document Number	0000103608
Instrument Date	Dec 11, 2020
Instrument	103608
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	NETCO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1469 COCHISE DR O FALLON MO 633663717, O FALLON, MO 63366-3717

Mortgage

Document Number	103609
Date	Dec 31, 2020
Instrument	103609

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 27, 2019
Property Address	1469 COCHISE DR, O FALLON, MO 63366-3717
Document Number	0071301008
Book / Page	007130 / 001008
Instrument Date	Aug 23, 2019
Instrument	455150
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1469 COCHISE DR O FALLON MO 633663717, O FALLON, MO 63366-3717

Mortgage

Document Number	71301010
Date	Aug 27, 2019
Book Page	007130/001010
Instrument	455160

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1469 Cochise Dr was $3,602.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,616 (-)	$276,929 (-) Land $66,000 Building $210,929
2025	$3,602.00	$52,616	$276,929 Land $66,000 Building $210,929
2023		$46,793
2022			$246,277 Land $49,500 Building $196,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1469 Cochise Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1469 Cochise Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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