Monterey County property record for 14689 Charter Oak Blvd, Salinas, CA 93907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,286 sqft · built 1979 |
| Lot Size | 0.261 acres (11,377 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,571 (2025) |
| Deeds & Mortgages | May 2021 Reverse Mortgage Jun 2022 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-401-010-000 |
| Primary APN | 133-401-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,286 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 11,377 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 14689 CHARTER OAK BLVD |
|---|---|
| City | SALINAS |
| State | CA |
| Zip | 93907-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 715 OAK HILLS UNIT 7 LOT 744 EXC R-W |
| Legal Subdivision | OAK HILLS UNIT 7 |
| Legal Tract | 715 |
| Legal Lot Number | 744 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CASTROVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 14700 |
Source: Monterey County records · APN 133-401-010-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC |
| Jun 30, 2022 | Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC |
| Oct 31, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage JFQ LENDING INC |
| Feb 13, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP |
| Feb 13, 2019 | Affidavit of Death, Transfer LAWYERS TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Feb 13, 2019 |
| Last Transfer Date | Oct 31, 2019 |
| Transfer Doc | 0000051427 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Document Number | 0000037075 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021037075 |
| Name | ENNKAR INC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92865 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 824 Months |
| Due | Jan 25, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.69% |
| Type Change Date | Jun 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Document Number | 0000029249 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022029249 |
| Name | ENNKAR INC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92865 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.92% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.92% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 31, 2019 |
| Property Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Document Number | 0000051427 |
| Map Reference | VOL 12 PG 32 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019051427 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Document Number | 0000051428 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019051428 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Feb 13, 2019 |
| Property Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Document Number | 0000005850 |
| Map Reference | VOL 12 PG 32 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 2019005850 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Document Number | 0000005851 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2019005851 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Feb 13, 2019 |
| Property Address | 14689 CHARTER OAK BLVD, SALINAS, CA 93907-1046 |
| Document Number | 0000005849 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 5849 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14689 CHARTER OAK BLVD SALINAS CA 939071046, SALINAS, CA 93907-1046 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | North Monterey County Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,571.00 (+4.26%) Homeowner's exemption | $321,964 (+4.04%) Land $77,707 Building $244,257 |
| 2023 | $3,425.00 (+0.71%) Homeowner's exemption | $309,464 Land $74,691 Building $234,773 |
| 2022 | $3,401.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1978–2017) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Verizon.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CWSC OAK HILLS private · serves 3,214 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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