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14681 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 14681 Twilight Rd, Onamia, MN 56359 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details1,056 sqft · built 1971
Lot Size0.99 acres (43,124 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Aug 2023)
Tax Bill$1,844 (2026)
Deeds & MortgagesJun 2026 Mortgage
Oct 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN09-002-0800

Property Details

APN / Parcel Number

Primary APN09-002-0800

Interior

Building Area1,056 sqft Total Area
Basement Area1,296 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleMobile Home
Lot Area43,124 sqft (0.99 acres)
PorchSlab
Shed1 Shed

Location & Zoning

Street Address14681 TWILIGHT RD
CityONAMIA
StateMN
Zip56359-2211
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTRACTS IN GOV LOT 2, PARCELS #10, 11 & 12 OF 12/30/66 SURVEY, DES IN BKS 108 P 638 & BK 106 P 598
Legal Range27
Legal Township42
Legal Section02
Legal Lot Number2
JurisdictionMILLE LACS MN
Township / Civil DivisionKATHIO
Census Block Group2
Census Block2071
Census Tract970200

Owner

Source: Mille Lacs County records · APN 09-002-0800

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 149, ONAMIA, MN 56359-0149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Oct 28, 2025Deed of Trust, Mortgage · FHA Mortgage
SERVICEMAC LLC
Mar 06, 2024Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 22, 2023Deed, Transfer · FHA Mortgage
KIND LENDING LLC
Nov 28, 2022Warranty Deed, Transfer
Dec 06, 2018Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleDec 06, 2018 · Amount on Record
Deed Document Number2023437568
Prior Transfer DateNov 02, 2022
Prior Transfer Doc000A434113
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Recording DateJun 26, 2026
Property Address14681 TWILIGHT RD, ONAMIA, MN 56359-2211
Document Number0000451753
Instrument DateJun 08, 2026
Instrument2026451753
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000451753,
DateJun 26, 2026
Instrument2026451753
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueJul 01, 2066
Interest
Rate6.37%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address14681 TWILIGHT RD, ONAMIA, MN 56359-2211
Transaction TypeMortgage
Record UpdatedNov 10, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX BOX149, ONAMIA, MN 56359-0149

Mortgage

Document Number000A448558
DateOct 28, 2025
InstrumentA448558
Lender
NameSERVICEMAC LLC
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address14681 TWILIGHT RD, ONAMIA, MN 56359-2211
Transaction TypeMortgage
Record UpdatedMar 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address14681 TWILIGHT RD, ONAMIA, MN 56359-2211

Mortgage

Document Number000A440208
DateMar 06, 2024
InstrumentA440208
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueSep 01, 2053

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMILLE LACS MN
Recording DateAug 22, 2023
Property Address14681 TWILIGHT RD, ONAMIA, MN 56359-2211
Document Number000A437568
Instrument DateAug 11, 2023
InstrumentA437568
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$551.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14681 TWILIGHT RD, ONAMIA, MN 56359-2211

Mortgage

Document Number000A437569
DateAug 22, 2023
InstrumentA437569
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateNov 28, 2022
Property Address14681 TWILIGHT RD, ONAMIA, MN 56359-2211
Document Number000A434113
Instrument DateNov 02, 2022
InstrumentA434113
Transaction TypeTransfer
Record UpdatedDec 21, 2022

Transaction

AmountAmount Recorded
Tax$1.65
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address15246 CHESTNUT RD, MILACA, MN 56353-4313

Transferred To (Grantee/Buyer)

NameVerified Name
Address15246 CHESTNUT RD, MILACA, MN 56353-4313

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionMILLE LACS MN
Recording DateDec 06, 2018
Property Address14681 TWILIGHT RD, ONAMIA, MN 56359-2211
Document NumberA409407
Instrument DateNov 05, 2018
InstrumentA409407
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 149, ONAMIA, MN 56359-0149

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionKathio Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,844.00 (+5.13%)
2025$1,754.00 (+0.23%) Homeowner's exemption$216,100 (+0.19%) Land $169,700 Building $46,400$216,100 (+0.19%) Land $169,700 Building $46,400
2023$1,750.00$215,700 Land $161,400 Building $54,300$215,700 Land $161,400 Building $54,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 60% of Minnesota
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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