14680 FM 2086, Temple, TX 76501 Property Records

Bell County property record for 14680 FM 2086, Temple, TX 76501

Property Summary

Property Type	Misc Structure / Fixture
Details	1,916 sqft · built 2008
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,998 (2023)
Deeds & Mortgages	Jun 2018 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0448670000`

Property Details

APN / Parcel Number

Primary APN	`0448670000`
Alternative APNs	`103579` `545108`

Interior

Stories	1 Story
Building Area	1,916 sqft Gross Area
1st Floor Area	1,916 sqft
Utility Area	2,000 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Lot Area	435,600 sqft (10 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	960 sqft
Deck Area	160 sqft
Canopy	400 sqft
Storage Building	336 sqft

Location & Zoning

Account Number	545108
Street Address	14680 FM 2086
City	TEMPLE
State	TX
Zip	76501-2116
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0011BC J L HOOD, 45, ACRES 10.0 45,
Legal Subdivision	J L HOOD
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	3
Census Block	3016
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14680 FM 2086, TEMPLE, TX 76501-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit COLONIAL SAVINGS FA
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit COLONIAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2005
Deed Sale	Feb 21, 2005
Deed Document Number	0000015618
Record Updated	Jun 7, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	14680 FM 2086, TEMPLE, TX 76501-2116
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025968
Date	Jun 25, 2018
Instrument	2018-00025968

Lender

Name	COLONIAL SAVINGS FA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	14680 FM 2086, TEMPLE, TX 76501-2116
Document Number	0000025973
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14680 FM 2086 TEMPLE TX 765012116, TEMPLE, TX 76501-2116

Mortgage

Document Number	0000025973
Date	Jun 25, 2018
Book Page	010502/000667
Instrument	25973

Lender

Name	COLONIAL SVGS BK
Type	Federal Savings Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Rogers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,998.00 (-22.43%) Homeowner's exemption Senior Citizen's exemption	$542,006 Land $170,000 Building $372,006	$542,006 Land $170,000 Building $372,006
2022	$3,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BELL WSC serves 4,287 people · EPA ID TX0140118
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
SOS Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2086

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