1468 4th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1468 4th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,198 sqft · built 1979
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$580,000 (Oct 2018)
Tax Bill$9,939 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-271-043

Property Details

APN / Parcel Number

Primary APN038-271-043

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,198 sqft Living Area
1st Floor Area1,198 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1468 4TH ST
CityLOS OSOS
StateCA
Zip93402-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORRO BL 69 LTS 31 & 32
Legal SubdivisionEL MORO
Legal Block69
Legal Lot Number31,32
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1019
Census Tract10701

Owner

1468 4th St is owned and occupied by an individual who bought it in October 2018.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1468 4TH ST, LOS OSOS, CA 93402-1606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 3, 2018Grant Deed, Transfer · Second Mortgage (Down Payment)
COASTAL FUNDING SLC INC
Jul 18, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2018 · Amount on File
Deed SaleOct 3, 2018 · Amount on File
Prior SaleJul 17, 1997 · Amount on File
Deed Document Number201840898
Prior Transfer DateJul 9, 2018
Prior Transfer Doc0000029163
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1468 4TH ST, LOS OSOS, CA 93402-1606
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1468 4TH ST, LOS OSOS, CA 93402-1606

Mortgage

Document Number0000012459
DateFeb 17, 2021
Instrument2021012459
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 3, 2018
Property Address1468 4TH ST, LOS OSOS, CA 93402-1606
Document Number0000040898
Map ReferenceMB A PG80
Instrument DateSep 12, 2018
Instrument2018040898
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyPLACER TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1468 4TH ST, LOS OSOS, CA 93402-1606

Mortgage

Document Number0000040899
DateOct 3, 2018
Instrument2018040899
Lender
NameCOASTAL FUNDING SLC INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term360 Months
DueOct 1, 2048
Interest
Change Frequency2 Years

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 18, 2018
Property Address1468 4TH ST, LOS OSOS, CA 93402-1606
Document Number0000029163
Instrument DateJul 9, 2018
Instrument29163
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1975 BONITA AVE LA VERNE CA 917504440, LA VERNE, CA 91750-4440

Tax Assessment & Valuation

The 2025 property tax bill for 1468 4th St was $9,939.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$659,935 (+2%) Land $398,237 Building $261,698
2025$9,939.00$646,996 Land $390,429 Building $256,567
2023$9,381.00 (+4.69%)$621,874 Land $375,269 Building $246,605
2022$8,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1468 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1992–1995)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1468 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number