14675 Clemstone Dr, Platte City, MO 64079 Property Records

Platte County property record for 14675 Clemstone Dr, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1993
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$164,100 (Jul 2018)
Tax Bill	$2,799 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-80-33-400-001-024-000`

Property Details

APN / Parcel Number

Primary APN	`12-80-33-400-001-024-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	100 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14675 CLEMSTONE DR
City	PLATTE CITY
State	MO
Zip	64079-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEMSTONE ADDITION 3RD LOT 59
Legal Range	34W
Legal Township	53N
Legal Section	33
Legal Subdivision	CLEMSTONE ADDITION 3RD
Legal Block	1
Legal Lot Number	59
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	5
Census Block	5003
Census Tract	30602

Owner

14675 Clemstone Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Platte County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14675 CLEMSTONE DR, PLATTE CITY, MO 64079-8120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK & TRUST CO
Jul 3, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Deed Document Number	20188870
Deed Book / Page	1298 / 841
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	14675 CLEMSTONE DR, PLATTE CITY, MO 64079-8120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14675 CLEMSTONE DR, PLATTE CITY, MO 64079-8120

Mortgage

Document Number	0013440023
Date	Nov 16, 2020
Book Page	1344/23
Instrument	2020020019

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Jul 3, 2018
Property Address	14675 CLEMSTONE DR, PLATTE CITY, MO 64079-8120
Document Number	0012980841
Book / Page	001298 / 000841
Instrument Date	Jul 2, 2018
Instrument	8870
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14675 CLEMSTONE DR PLATTE CITY MO 640798120, PLATTE CITY, MO 64079-8120

Mortgage

Document Number	12980842
Date	Jul 3, 2018
Book Page	001298/000842
Instrument	8871

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,412 Land $5,742 Building $34,670	$212,694 Land $30,222 Building $182,472
2024	$2,799.00 (+4.13%)
2023	$2,688.00	$40,412 Land $5,742 Building $34,670	$212,695 Land $30,222 Building $182,473
2018	$1,782.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14675 Clemstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14675 Clemstone Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CO PWSD 4 serves 9,552 people · EPA ID MO1024478
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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