14674 Border Line Dr, Saint Charles, MN 55972 Property Records

Winona County property record for 14674 Border Line Dr, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1938
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Tax Bill$1,374 (2026)
Deeds & MortgagesMar 2024 Transfer
Oct 2020 Mortgage
APN13.000.0261

Property Details

APN / Parcel Number

Primary APN13.000.0261

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area576 sqft
Basement Area72 sqft
Unfinished Basement72 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Garage TypePole Building Garage
Garage Area1,104 sqft
Deck Area345 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address14674 BORDER LINE DR
CitySAINT CHARLES
StateMN
Zip55972-4177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANR
Legal DescriptionSECT-02 TWP-106 RANGE-010 1.50 AC THAT PART NE 1/4 NE 1/4 COMMENCING AT NW CORNER NE 1/4 NE 1/4, THENCE SOUTH ALONG WEST LINE
Legal Range010
Legal Township106
Legal Section02
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3000
Census Tract671000

Owner

14674 Border Line Dr is owned and occupied by two individuals who acquired it in March 2024.

Source: Winona County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address14674 BORDER LINE DR, SAINT CHARLES, MN 55972-4177
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2024Transfer on Death Deed, Transfer
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
BREMER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 4, 2024
Transfer Doc0000653575
Record UpdatedOct 29, 2026

March 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWINONA MN
Recording DateMar 5, 2024
Property Address14674 BORDER LINE DR, SAINT CHARLES, MN 55972-4177
Document Number000A653576
Instrument DateMar 4, 2024
InstrumentA653576
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address14674 BORDER LINE DR, SAINT CHARLES, MN 55972-4177
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number628067
DateOct 12, 2020
Instrument628067
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 14674 Border Line Dr was $1,374 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,374.00 Homeowner's exemption$202,800 (+6.46%) Land $65,000 Building $137,800$202,800 (+6.46%) Land $65,000 Building $137,800
2025$190,500 Land $65,000 Building $125,500$190,500 Land $65,000 Building $125,500
2023$1,350.00 Homeowner's exemption$188,600 Land $65,000 Building $123,600$188,600 Land $65,000 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 14674 Border Line Dr; there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14674 Border Line Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
Hiawatha Broadband Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Border Line Dr

Nearby Streets

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