14672 Utopia Rd, Derby, IN 47525 Property Records

Perry County property record for 14672 Utopia Rd, Derby, IN 47525

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 2015
Lot Size	5.62 acres (244,807 sqft)
Owner	2 Individual Names on File
Tax Bill	$639 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-00263-01`

Property Details

APN / Parcel Number

Primary APN	`007-00263-01`
Alternative APNs	`62-08-28-200-010.000-010` `00000986535`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	244,807 sqft (5.62 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000986535
Street Address	14672 UTOPIA RD
City	DERBY
State	IN
Zip	47525-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	007-00263-01 PT SE NE 28-5-1 5.62A
Jurisdiction	PERRY IN
Township / Civil Division	UNION
Census Block Group	4
Census Block	4042
Census Tract	952200

Owner

14672 Utopia Rd is owned and occupied by two individuals.

Source: Perry County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14672 UTOPIA RD, DERBY, IN 47525-9544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GERMAN AMERICAN BANK
May 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN BANCORP INC
Jun 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE GERMAN AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY IN
Property Address	14672 UTOPIA RD, DERBY, IN 47525-9544
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R94551
Date	Jul 5, 2023
Instrument	2023R-94551

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	TELL CITY, IN 47586

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY IN
Property Address	14672 UTOPIA RD, DERBY, IN 47525-9544
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R88128
Date	Aug 11, 2021
Instrument	2021R-88128

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	JASPER, IN 47546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY IN
Property Address	14672 UTOPIA RD, DERBY, IN 47525-9544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R73961
Date	May 3, 2017
Instrument	2017R-73961

Lender

Name	GERMAN AMERICAN BANCORP INC
Type	Funding / Finance Company
Address	TELL CITY, IN 47586

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY IN
Property Address	14672 UTOPIA RD, DERBY, IN 47525-9544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R80945
Date	Jun 26, 2019
Instrument	2019R-80945

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	TELL CITY, IN 47586

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 14672 Utopia Rd was $639 with a homeowner's exemption, up 7.8% from the year before.

Source: Perry County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Perry County
County Subdivision	Union Township
Unified School District	Perry Central Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$639.00 (+7.76%) Homeowner's exemption	$164,000 Land $30,100 Building $133,900	$164,000 Land $30,100 Building $133,900
2024	$593.00
2023		$142,600 (+0.07%) Land $30,100 Building $112,500	$142,600 (+0.07%) Land $30,100 Building $112,500
2022	$541.00	$142,500 Land $30,100 Building $112,400	$142,500 Land $30,100 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14672 Utopia Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14672 Utopia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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