14670 Choco Ln, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 14670 Choco Ln, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,247 sqft · built 1984
Lot Size	0.67 acres (29,200 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2017)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3112-042-09-0000`

Property Details

APN / Parcel Number

Primary APN	`3112-042-09-0000`
Alternative APN	`0442163040000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	2,943 sqft
1st Floor Area	2,247 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	29,200 sqft (0.67 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	14670 CHOCO LN
City	APPLE VALLEY
State	CA
Zip	92307-5267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4394 LOT 106 TRACT NO 4394 COUNTRY CLUB ESTATES LOT 106 EX UND 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Tract	4394
Legal Block	1
Legal Lot Number	106
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1010
Census Tract	9723

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14670 CHOCO LN, APPLE VALLEY, CA 92307-5267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 14, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 14, 2017	Grant Deed, Transfer · Conventional Mortgage CHOICE LENDING CORP
May 3, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	2017381431
Prior Transfer Date	May 4, 2004
Prior Transfer Doc	0000358730
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14670 CHOCO LN, APPLE VALLEY, CA 92307-5267
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14670 CHOCO LN, APPLE VALLEY, CA 92307-5267

Mortgage

Document Number	0000134779
Date	Apr 11, 2022
Instrument	2022-0134779

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14670 CHOCO LN, APPLE VALLEY, CA 92307-5267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE IE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162850
Date	May 14, 2020
Instrument	2020-0162850

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 14, 2017
Property Address	14670 CHOCO LN, APPLE VALLEY, CA 92307-5267
Document Number	0000381431
Map Reference	MP54 PG80-85
Instrument Date	Aug 21, 2017
Instrument	2017-0381431
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14670 CHOCO LN, APPLE VALLEY, CA 92307-5267

Mortgage

Document Number	0000381432
Date	Sep 14, 2017
Instrument	2017-0381432

Lender

Name	CHOICE LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 3, 2017
Property Address	14670 CHOCO LN, APPLE VALLEY, CA 92307-5267
Document Number	0000183212
Instrument Date	Apr 27, 2017
Instrument	183212
Transaction Type	Transfer
Record Updated	May 15, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 N 200 W KANAB UT 847413204, KANAB, UT 84741-3204

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,454 (+2%) Land $67,291 Building $269,163
2025	$3,856.00 (+3.85%)	$329,857 (+4.04%) Land $65,972 Building $263,885
2023	$3,713.00 (+1.53%)	$317,048 Land $63,410 Building $253,638
2022	$3,657.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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