14659 Lema Ln, Cobb, CA 95426 Property Records

Lake County property record for 14659 Lema Ln, Cobb, CA 95426

Property Summary

Property Type	Campground, RV Park
Details	3 bd · 2 ba · 1,651 sqft · built 2021
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,494 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`052-082-040-000`

Property Details

APN / Parcel Number

Primary APN	`052-082-040-000`
Alternative APN	`052-082-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,651 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Construction Type	Concrete
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	052-082-04
Street Address	14659 LEMA LN
City	COBB
State	CA
Zip	95426
Property Category	Commercial
Property Type	Commercial > Retail > Campground, RV Park
Local Zoning Code	SR
Legal Subdivision	ADAMS SPGS 03
Legal Block	2
Legal Lot Number	1
Jurisdiction	LAKE CA
Township / Civil Division	COBB
Census Block Group	2
Census Block	2009
Census Tract	1102

Owner

14659 Lema Ln, a commercial property, is owned by two individuals who acquired it in April 2022.

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 982, COBB, CA 95426-0982
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Aug 20, 2020	Grant Deed, Transfer · Conventional Mortgage KERRIAN MARRIOTT
Apr 5, 2017	Grant Deed, Transfer · Conventional with PMI ROGER & JANE GERAKIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022
Deed Sale	Apr 13, 2022
Prior Sale	Aug 20, 2020 · Amount on File
Deed Document Number	20225127
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0000005127
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Apr 13, 2022
Property Address	14659 LEMA LN, COBB, CA 95426
Document Number	0000005127
Map Reference	MB 8 PG 65&66
Instrument Date	Apr 8, 2022
Instrument	2022005127
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3128 MARBER AVE, LONG BEACH, CA 90808-3607

Mortgage

Document Number	0000005128
Date	Apr 13, 2022
Instrument	2022005128

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	367 Months
Due	Nov 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 20, 2020
Property Address	14659 LEMA LN, COBB, CA 95426
Document Number	0000010248
Instrument Date	Aug 17, 2020
Instrument	10248
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3128 MARBER AVE LONG BEACH CA 908083607, LONG BEACH, CA 90808-3607

Mortgage

Document Number	10249
Date	Aug 20, 2020
Instrument	10249

Lender

Name	KERRIAN MARRIOTT
Address	19348 MOUNTAIN MEADOW N, HIDDEN VALLEY LAKE, CA 95467-8540
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 5, 2017
Property Address	14659 LEMA LN, COBB, CA 95426
Document Number	0000004481
Instrument Date	Mar 29, 2017
Instrument	4481
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 562 COBB CA 954260562, COBB, CA 95426-0562

Mortgage

Document Number	4482
Date	Apr 5, 2017
Instrument	4482

Lender

Name	ROGER & JANE GERAKIN
Address	12003 LOCH LOMOND RD, MIDDLETOWN, CA 95461-9741
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 14659 Lema Ln was $3,494, up 1.8% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,494.00 (+1.78%)	$291,169 (+2%) Land $44,161 Building $247,008
2025	$3,433.00	$285,461 Land $43,296 Building $242,165
2023	$3,280.00 (+347.48%)	$274,378 Land $41,616 Building $232,762
2022	$733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14659 Lema Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14659 Lema Ln is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: 101Netlink.

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