San Bernardino County property record for 14657 Willow St, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,683 sqft · built 1990 |
| Lot Size | 0.605 acres (26,355 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Aug 1996) |
| Tax Bill | $1,799 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0408-113-19-0000 |
| Primary APN | 0408-113-19-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,683 sqft Living Area |
| Gross Area | 2,233 sqft |
| 1st Floor Area | 1,683 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 26,355 sqft (0.605 acres) |
| Lot Dimensions | 251 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 398 sqft |
| Patio Area | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 14657 WILLOW ST |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-2742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4840 LOT 265 TR NO 484O ANGELES ACRES NO 2 LOT 265 EX WTR RTS AND 1/2 INT MIN RTS WITHOUT S |
| Legal Subdivision | 4840 ANGELES ACRES UN 2 |
| Legal Tract | 4840 |
| Legal Block | 3 |
| Legal Lot Number | 265 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10016 |
14657 Willow St is owned and occupied by two individuals who bought it in August 1996.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14657 WILLOW ST, HESPERIA, CA 92345-2742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 1996 · Amount on File |
| Deed Sale | Aug 30, 1996 · Amount on File |
| Prior Sale | Jun 17, 1996 · Amount on File |
| Deed Document Number | 1996321023 |
| Prior Transfer Date | Aug 6, 1996 |
| Prior Transfer Doc | 0000311752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14657 WILLOW ST, HESPERIA, CA 92345-2742 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 14657 WILLOW ST, HESPERIA, CA 92345-2742 |
| Document Number | 0000097404 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024-0097404 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 25, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14657 WILLOW ST, HESPERIA, CA 92345-2742 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000256856 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020-0256856 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14657 WILLOW ST, HESPERIA, CA 92345-2742 |
| Document Number | 0000345173 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Title Company | SPL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14657 WILLOW ST HESPERIA CA 923452742, HESPERIA, CA 92345-2742 |
| Document Number | 0000345173 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 345173 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2048 |
The 2025 property tax bill for 14657 Willow St was $1,799 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $167,705 (+2%) Land $36,216 Building $131,489 | |
| 2025 | $1,799.00 Homeowner's exemption | $164,417 Land $35,506 Building $128,911 |
| 2023 | $1,737.00 (+2.42%) Homeowner's exemption | $158,032 Land $34,127 Building $123,905 |
| 2022 | $1,696.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14657 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14657 Willow St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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