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14654 Valley Ford Estero Rd, Valley Ford, CA 94972 Property Records

Sonoma County property record for 14654 Valley Ford Estero Rd, Valley Ford, CA 94972

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,144 sqft · built 1978
Lot Size2 acres (87,555 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Jun 2018)
Tax Bill$9,531 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN026-020-013-000

Property Details

APN / Parcel Number

Primary APN026-020-013-000
Alternative APN
  • 026-020-013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,144 sqft Living Area
Gross Area3,672 sqft
1st Floor Area3,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleCustom Design
Construction TypeWood
Lot Area87,555 sqft
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number026-020-013
Street Address14654 VALLEY FORD ESTERO RD
CityVALLEY FORD
StateCA
Zip94972-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCZ
Legal Description88 FM 26-020-11 CW PT 10 LLA 88-049 & 88009337 & 8
Legal SubdivisionRONALD L TITUS & STEPHANIE A T
Legal Block4
JurisdictionSONOMA CA
Township / Civil DivisionSEBASTOPOL
Census Block Group4
Census Block4010
Census Tract153502

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14654 VALLEY FORD ESTERO RD, VALLEY FORD, CA 94972-9604
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 8, 2018Grant Deed, Transfer · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2018 · Amount on Record
Deed SaleJun 8, 2018 · Amount on Record
Prior SaleJan 2, 2009 · Amount on Record
Deed Document Number201841236
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address14654 VALLEY FORD ESTERO RD, VALLEY FORD, CA 94972-9604
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017042
DateMar 5, 2020
Instrument2020017042
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressBODEGA, CA 94922
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2035

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJun 8, 2018
Property Address14654 VALLEY FORD ESTERO RD, VALLEY FORD, CA 94972-9604
Document Number0000041236
Instrument DateJun 4, 2018
Instrument41236
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$852.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address14654 VALLEY FORD ESTERO RD VALLEY FORD CA 94972, VALLEY FORD, CA 94972

Mortgage

Document Number41237
DateJun 8, 2018
Instrument41237
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictShoreline Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$864,631 (+2%) Land $359,779 Building $504,852
2025$9,531.00 (+2.13%) Homeowner's exemption$847,678 (+4.04%) Land $352,725 Building $494,953
2023$9,332.00 (+4.02%) Homeowner's exemption$814,764 Land $339,029 Building $475,735
2022$8,971.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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