Putnam County property record for 14654 Rd 25N, Cloverdale, OH 45827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,196 sqft · built 2003 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,591 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-006140.0100 |
| Primary APN | 25-006140.0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,475 sqft |
| Upper Floors Area | 479 sqft |
| Attic | Attic |
| Attic Area | 966 sqft |
| Basement Area | 1,475 sqft |
| Finished Basement | 900 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14654 ROAD 25N |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 4E 12 SEPT EPT NE SW |
| Legal Range | 4E |
| Legal Township | 1S |
| Legal Section | 12 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | MONTEREY |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 30700 |
14654 Rd 25N is owned and occupied by two individuals who acquired it in December 2004.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14654 ROAD 25N, CLOVERDALE, OH 45827-9276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2004 |
| Deed Sale | Dec 2, 2004 |
| Deed Document Number | 2004199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 14654 ROAD 25N, CLOVERDALE, OH 45827-9276 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700003106 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 691/0220 |
| Instrument | 201700003106 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | CLOVERDALE, OH 45827 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jul 28, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 14654 Rd 25N was $4,591 with a homeowner's exemption, up 2.8% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Monterey Township |
| Unified School District | Ottoville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,591.00 (+2.78%) Homeowner's exemption | $145,340 (-) Land $8,680 Building $136,660 | $411,910 Land $24,800 Building $387,110 |
| 2024 | $4,467.00 (-0.25%) Homeowner's exemption | $145,340 (+32.15%) Land $8,680 Building $136,660 | |
| 2023 | $4,478.00 (+14.41%) Homeowner's exemption Additional exemption filed | $109,980 (-) Land $6,540 Building $103,440 | $415,260 Land $24,800 Building $390,460 |
| 2022 | $3,914.00 Homeowner's exemption | $109,980 Land $6,540 Building $103,440 | |
| 2020 | $314,230 Land $18,690 Building $295,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14654 Rd 25N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 14654 Rd 25N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ottoville Mutual Telephone Company Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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