14654 Bowman St, Athens, AL 35613 Property Records

Limestone County property record for 14654 Bowman St, Athens, AL 35613

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,085 sqft · built 2023
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$385,674 (Jul 2023)
Tax Bill	$30 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0905210001034000`

Property Details

APN / Parcel Number

Primary APN	`0905210001034000`
Alternative APNs	`10910648` `66138`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,085 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	266 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10910648
Street Address	14654 BOWMAN ST
City	ATHENS
State	AL
Zip	35613-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SEC/TWN/RNG/MER:SEC 21 TWN 03S RNG 03W
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1011
Census Tract	20804

Owner

14654 Bowman St is owned and occupied by an individual who bought it in July 2023.

Source: Limestone County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14654 BOWMAN ST, ATHENS, AL 35613-3110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN PORTFOLIO MTG CORP
Aug 8, 2022	Deed, Transfer · Commercial Mortgage RIVER BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Aug 8, 2022 · Amount on File
Deed Document Number	0202346334
Deed Book / Page	2023 / 46334
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jul 10, 2023
Property Address	14654 BOWMAN ST, ATHENS, AL 35613-3110
Document Number	2023/46334
Book / Page	2023 / 46334
Instrument Date	Jul 6, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14654 BOWMAN ST, ATHENS, AL 35613-3110

Mortgage

Document Number	2023046336
Date	Jul 10, 2023
Instrument	2023/046336

Lender

Name	AMERICAN PORTFOLIO MTG CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record

Mortgage

Document Number	2023/46336
Date	Jul 10, 2023
Book Page	2023/46336

Lender

Name	AMERICAN PORTFOLIO MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LIMESTONE AL
Recording Date	Aug 8, 2022
Property Address	14654 BOWMAN ST, ATHENS, AL 35613-3110
Document Number	2022/68572
Book / Page	2022 / 68572
Map Reference	MB K PG 120
Instrument Date	Aug 4, 2022
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 GOVERNORS DR SW, HUNTSVILLE, AL 35805-3853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 GOVERNORS DR SW, HUNTSVILLE, AL 35805-3853
Investor	Possibly a Property Investor

Mortgage

Document Number	0202268574
Date	Aug 8, 2022
Instrument	2022/68574

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14654 Bowman St was $30 with exemptions applied.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30.00 Homeowner's exemption Disabled Person's exemption	$36,100 (+1.29%)	$360,800 (+1.23%) Land $58,500 Building $302,300
2024		$35,640	$356,400 Land $57,000 Building $299,400
2023	$30.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14654 Bowman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14654 Bowman St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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