Washington County property record for 14652 Saint Paul Rd, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,456 sqft · built 1991 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $198,500 (Jul 2011) |
| Tax Bill | $2,708 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-012887 |
| Primary APN | 04-012887 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 012887 |
|---|---|
| Street Address | 14652 SAINT PAUL RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 5 1.01 ACRES 14652 ST PAUL RD |
| Legal Subdivision | ST PAULS ROAD |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14652 SAINT PAUL RD, CLEAR SPRING, MD 21722-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2011 · Amount on Record |
| Deed Sale | Jul 29, 2011 · Amount on Record |
| Prior Sale | Jul 29, 2011 · Amount on Record |
| Deed Book / Page | 4125 / 109 |
| Prior Transfer Date | Aug 5, 2005 |
| Prior Transfer Doc | 0027410613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 14652 SAINT PAUL RD, CLEAR SPRING, MD 21722-1131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057450475 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 5745/0475 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,708.00 (+5.45%) Homeowner's exemption | $317,400 (+11.73%) Land $75,100 Building $242,300 | $317,400 (-) Land $75,100 Building $242,300 |
| 2025 | $2,568.00 (+5.46%) Homeowner's exemption | $284,067 (+30.67%) | $317,400 (+46%) Land $75,100 Building $242,300 |
| 2024 | $2,435.00 (+7.74%) | ||
| 2023 | $2,260.00 Homeowner's exemption | $217,400 Land $75,100 Building $142,300 | $217,400 Land $75,100 Building $142,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| Starlink Satellite | 280 / 30 |
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