14651 Cayuga St, Fair Haven, NY 13064 Property Records

Cayuga County and Sterling Town property record for 14651 Cayuga St, Fair Haven, NY 13064

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1989
Lot Size	0.248 acres (10,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,900 (Dec 2020)
Tax Bill	$2,961 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055601 9.13-1-36.2`

Property Details

APN / Parcel Number

Primary APN	`055601 9.13-1-36.2`
Alternative APN	`560100901300010360020000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Raised
Lot Area	10,813 sqft (0.248 acres)
Lot Dimensions	100 ft deep x 108 ft wide
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	14651 CAYUGA ST
City	FAIR HAVEN
State	NY
Zip	13064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Block	1
Legal Lot Number	36.002
Jurisdiction	CAYUGA NY
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3034
Census Tract	40102

Owner

Source: Cayuga County and Sterling Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 ONONDAGA ST, SKANEATELES, NY 13152-1336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer · Conventional Mortgage FULTON SAVINGS BANK
Dec 9, 2020	Warranty Deed, Transfer NOT AVAILABLE
May 31, 2018	Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2020200493
Deed Book / Page	3973 / 220
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Oct 8, 2026
Property Address	14651 CAYUGA ST, FAIR HAVEN, NY 13064
Document Number	0000246628
Book / Page	4795 / 167
Instrument Date	Sep 25, 2026
Instrument	2026246628
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	OWASCO ABSTRACT, OWASCO ABSTRACT CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14651 CAYUGA ST, STERLING, NY 13156-3225

Mortgage

Document Number	0000246629,
Date	Oct 8, 2026
Instrument	2026246629

Lender

Name	FULTON SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Dec 9, 2020
Property Address	14651 CAYUGA ST, FAIR HAVEN, NY 13064
Document Number	0039730220
Book / Page	003973 / 000220
Instrument Date	Dec 2, 2020
Instrument	200493
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	70 ONONDAGA ST SKANEATELES NY 131521336, SKANEATELES, NY 13152-1336

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	May 31, 2018
Property Address	14651 CAYUGA ST, FAIR HAVEN, NY 13064
Document Number	0017050268
Book / Page	001705 / 000268
Instrument Date	May 16, 2018
Instrument	179540
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	OWASCO ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 PILGRIMPORT RD SODUS NY 145519523, SODUS, NY 14551-9523

Mortgage

Document Number	36130140
Date	May 31, 2018
Book Page	003613/000140
Instrument	179541

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Sterling Town
Municipality	Fair Haven Village
Unified School District	Red Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,961.00 (+56.17%)
2025	$1,896.00 (-17.21%)	$150,300 (+49.11%) Land $33,100 Building $117,200	$150,300 (-4.57%) Land $33,100 Building $117,200
2024	$2,290.00 (+85.13%)
2023		$100,800 Land $20,000 Building $80,800	$157,500 Land $31,250 Building $126,250
2019	$1,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR HAVEN VILLAGE serves 1,001 people · EPA ID NY0501717
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	14 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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