14650 Morningside Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 14650 Morningside Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,139 sqft · built 1977
Lot Size	3.18 acres (138,521 sqft)
Owner	Company Name on File
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059-431-019`

Property Details

APN / Parcel Number

Primary APN	`059-431-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,139 sqft Living Area
1st Floor Area	3,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	138,521 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	14650 MORNINGSIDE RD
City	ATASCADERO
State	CA
Zip	93422-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ATAS COL LT 33 BL 98
Legal Subdivision	ATASCADERO COLONY
Legal Block	98
Legal Lot Number	33
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4024
Census Tract	12705

Owner

14650 Morningside Rd is owned by a company that acquired it in October 2020 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	14650 MORNINGSIDE RD, ATASCADERO, CA 93422-6402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CU
Apr 23, 2021	Intrafamily Transfer, Transfer AMROCK INC
Apr 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2020
Transfer Doc	0000030514
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	14650 MORNINGSIDE RD, ATASCADERO, CA 93422-6402
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030328
Date	Jul 25, 2022
Instrument	2022030328

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	CONCORD, CA 94520

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 23, 2021
Property Address	14650 MORNINGSIDE RD, ATASCADERO, CA 93422-6402
Document Number	0000030514
Map Reference	MB 3 PG 148
Instrument Date	Oct 19, 2020
Instrument	2021030514
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14650 MORNINGSIDE RD, ATASCADERO, CA 93422-6402
Investor	Possibly a Property Investor

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 23, 2021
Property Address	14650 MORNINGSIDE RD, ATASCADERO, CA 93422-6402
Document Number	0000030512
Map Reference	MB 3 PG 148
Instrument Date	Oct 19, 2020
Instrument	2021030512
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14650 MORNINGSIDE RD, ATASCADERO, CA 93422-6402
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030513
Date	Apr 23, 2021
Instrument	2021030513

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14650 Morningside Rd was $4,054 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,235 (+2%) Land $173,349 Building $195,886
2025	$4,054.00 Homeowner's exemption	$361,996 Land $169,950 Building $192,046
2023	$3,862.00 (+1.29%) Homeowner's exemption	$347,941 Land $163,351 Building $184,590
2022	$3,813.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14650 Morningside Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14650 Morningside Rd is high, ranking above 75% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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