1465 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1465 Ruger Dr, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,846 sqft · built 2006
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Mar 2019)
Tax Bill$1,322 (2025)
Deeds & MortgagesNov 2022 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN187-13-01-008

Property Details

APN / Parcel Number

Primary APN187-13-01-008
Alternative APN
  • 20084

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,846 sqft Living Area
1st Floor Area923 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area7,405 sqft (0.169 acres)
Parking Spaces1 Parking Space
PorchCovered Porch
Patio Area168 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number20084
Old Parcel Number187 13 01 008
Street Address1465 RUGER DR
CitySUMTER
StateSC
Zip29150-7913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 .17 AC
Legal SubdivisionHUNTERS XING SUB PH 1 SEC 1
Legal Lot Number21 17
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group3
Census Block3066
Census Tract202

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1465 RUGER DR, SUMTER, SC 29150-7913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 4, 2019Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2019 · Amount on Record
Deed SaleMar 4, 2019 · Amount on Record
Prior SaleJun 12, 2014 · Amount on Record
Deed Document Number0001253906
Deed Book / Page1253 / 906
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address1465 RUGER DR, SUMTER, SC 29150-7913
Transaction TypeMortgage
Record UpdatedJul 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1465 RUGER DR, SUMTER, SC 29150-7913
InvestorPossibly a Property Investor

Mortgage

Document Number0013090407
DateNov 23, 2022
Book Page1309/407
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueMar 1, 2049

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateMar 4, 2019
Property Address1465 RUGER DR, SUMTER, SC 29150-7913
Document Number0012530906
Book / Page1253 / 0906
Map ReferenceMB 2006 PG 91
Instrument DateFeb 27, 2019
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1465 RUGER DR, SUMTER, SC 29150-7913

Mortgage

Document Number0001253909
DateMar 4, 2019
Instrument1253/909
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,322.00 (+5.25%)$6,780 (-) Land $800 Building $5,980$169,485 (-) Land $20,000 Building $149,485
2023$6,780 (-) Land $800 Building $5,980$169,485 (-) Land $20,000 Building $149,485
2022$1,256.00$6,780 Land $800 Building $5,980$169,485 Land $20,000 Building $149,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FTC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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