Saginaw County property record for 1465 Ruby Ann Dr, Saginaw, MI 48601 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Square Footage | 1,696 sqft Living Area |
| Lot Size | 11,979 sqft (0.275 acres) |
| Garage | 336 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $62,000 (1998) |
| Tax Bill | $530.00 (2025) |
Source: Saginaw County records · APN 25-11-4-24-4101-700
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1465 RUBY ANN DR, SAGINAW, MI 48601-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Jun 29, 2023 | Intrafamily Transfer, Transfer |
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit WANIGAS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 1998 · Amount on Record |
| Deed Sale | Jan 20, 1998 · Amount on Record |
| Deed Book / Page | 2042 / 1486 |
| Last Transfer Date | Jun 22, 2023 |
| Transfer Doc | 0000015380 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1465 RUBY ANN DR, SAGINAW, MI 48601-9762 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Name | Verified Name |
|---|---|
| Address | 1465 RUBY ANN DR, SAGINAW, MI 48601-9762 |
| Document Number | 0000019714 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 2023019714 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 29, 2023 |
| Property Address | 1465 RUBY ANN DR, SAGINAW, MI 48601-9762 |
| Document Number | 0000015380 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023015380 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1465 RUBY ANN DR, SAGINAW, MI 48601-9762 |
| Name | Verified Name |
|---|---|
| Address | 1465 RUBY ANN DR, SAGINAW, MI 48601-9762 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1465 RUBY ANN DR, SAGINAW, MI 48601-9762 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2022 |
| Title Company | MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 1465 RUBY ANN DR, SAGINAW, MI 48601-9762 |
| Document Number | 0000015439 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022015439 |
| Name | WANIGAS CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Spaulding Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,700 (+24.55%) | $165,400 (+24.55%) | |
| 2025 | $530.00 (-68.24%) Homeowner's exemption | ||
| 2023 | $66,400 (+27.69%) | $132,800 (+27.69%) | |
| 2022 | $1,669.00 (+31.94%) Homeowner's exemption | $52,000 | $104,000 |
| 2021 | $1,265.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25-11-4-24-4101-700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,696 sqft Living Area |
| 1st Floor | 1,696 sqft 1st Floor |
| Stories | 1 Stories |
| Exterior Material | Wood Siding Exterior |
|---|---|
| Foundation Type | No Foundation Foundation |
| Lot Area | 11,979 sqft (0.275 acres) |
| Depth X Width | 150 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 336 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 650 sqft Patio |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1465 RUBY ANN DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-9762 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 80 FT OF LOT 1 SPARLING SUBD NO 1 A PART OF THENW 1/4 OF SE 1/4 SEC 24 T11N R4E |
| Legal Range | 04E |
| Legal Township | 11N |
| Legal Section | 24 |
| Legal Subdivision | SPARLING SUBD |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | SPAULDING |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 11800 |
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